831 Commonwealth Ave, Duluth, MN 55808 Property Records

St. Louis County property record for 831 Commonwealth Ave, Duluth, MN 55808 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,198 sqft · built 2001
Lot Size	0.2 acres (8,750 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Dec 2021)
Tax Bill	$4,140 (2026)
Deeds & Mortgages	Apr 2022 Refinance Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3430-18620`

Property Details

APN / Parcel Number

Primary APN	`010-3430-18620`
Alternative APN	`1129487`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,198 sqft Gross Area
1st Floor Area	1,198 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	8,750 sqft (0.2 acres)
Garage Area	280 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	96 sqft
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1129487
Street Address	831 COMMONWEALTH AVE
City	DULUTH
State	MN
Zip	55808-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 N1/2 OF LOT 3 SERIAL #
Legal Subdivision	NEW DULUTH FIRST DIVISION
Legal Block	59
Legal Lot Number	1-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3016
Census Tract	3800

Owner

Source: St. Louis County records · APN 010-3430-18620

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	301 E GILEAD ST, DULUTH, MN 55811-2609
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance SUPERIOR CHOICE CU
Dec 28, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Dec 24, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Dec 24, 2020 · Amount on Record
Deed Document Number	20211051434
Last Transfer Date	Apr 26, 2022
Transfer Doc	0001055959
Record Updated	Sep 20, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 27, 2022
Property Address	831 COMMONWEALTH AVE, DULUTH, MN 55808-1913
Document Number	0001055959
Instrument Date	Apr 26, 2022
Instrument	1055959
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E GILEAD ST, DULUTH, MN 55811-2609

Mortgage

Document Number	0001055960
Date	Apr 27, 2022
Instrument	1055960

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 10, 2037

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 28, 2021
Property Address	831 COMMONWEALTH AVE, DULUTH, MN 55808-1913
Document Number	0001051434
Instrument Date	Dec 17, 2021
Instrument	1051434
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$379.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E GILEAD ST, DULUTH, MN 55811-2609
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 24, 2020
Property Address	831 COMMONWEALTH AVE, DULUTH, MN 55808-1913
Document Number	00T1034187
Instrument Date	Dec 17, 2020
Instrument	T1034187
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	831 COMMONWEALTH AVE DULUTH MN 558081913, DULUTH, MN 55808-1913

Mortgage

Document Number	T1034188
Date	Dec 24, 2020
Instrument	T1034188

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,140.00 (+12.99%)
2025	$3,664.00 (-0.76%)	$296,300 (+11.22%) Land $18,300 Building $278,000	$296,300 (+11.22%) Land $18,300 Building $278,000
2024	$3,692.00	$266,400 (+20.33%) Land $18,000 Building $248,400	$266,400 (+20.33%) Land $18,000 Building $248,400
2022		$221,400 Land $22,200 Building $199,200	$221,400 Land $22,200 Building $199,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370038003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Jun 2012 · 14 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AirFiber	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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