911 Cabernet Dr, Berea, KY 40403 Property Records

Madison County property record for 911 Cabernet Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details2,424 sqft
Lot Size0.321 acres (13,999 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Jun 2026)
Tax Bill$3,214 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0073-0032-0014

Property Details

APN / Parcel Number

Primary APN0073-0032-0014
Alternative APNs
  • 120077
  • 83100
  • 55000

Interior

Stories1 Story
Building Area2,424 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Lot Area13,999 sqft (0.321 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number55000
Street Address911 CABERNET DR
CityBEREA
StateKY
Zip40403-9179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE VINEYARD LOT 14-A PH 1
Legal SubdivisionVINEYARD
Legal Phase1
Legal Block1
Legal Lot Number14-A
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1095
Census Tract11202

Owner

Source: Madison County records · APN 0073-0032-0014

Assessment roll updated December 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address911 CABERNET DR, BEREA, KY 40403-9179
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Warranty Deed, Transfer
TREY TITLE LLC, TRUE TITLE LLC
Jun 01, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 12, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
May 30, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2026 · Amount on Record
Deed SaleJun 01, 2026 · Amount on Record
Prior SaleSep 12, 2023 · Amount on Record
Deed Document Number202614352418
Deed Book / Page883 / 427
Prior Transfer DateApr 26, 2022
Prior Transfer Doc0014089060
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJun 01, 2026
Property Address911 CABERNET DR, BEREA, KY 40403-9179
Document Number0014352418
Book / Page883 / 427
Instrument DateMay 28, 2026
Instrument202614352418
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyTREY TITLE LLC, TRUE TITLE LLC

Transaction

AmountAmount Recorded
Tax$43,430.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address911 CABERNET DR, BEREA, KY 40403-9179

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJun 01, 2026
Property Address911 CABERNET DR, BEREA, KY 40403-9179
Document Number00D883/427
Book / Page883 / 427
Instrument DateMay 28, 2026
Instrument202614352418
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyTREY TITLE LLC, TRUE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$43,430.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address911 CABERNET DR, BEREA, KY 40403-9179

Mortgage

Document Number0014352418,
DateJun 01, 2026
Book Page2472/504
Instrument202614352418
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateSep 12, 2023
Property Address911 CABERNET DR, BEREA, KY 40403-9179
Document Number00D843/239
Book / PageD843 / 239
Map ReferencePC 30 PG 115
Instrument DateSep 08, 2023
Instrument2014166503
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyMETRO TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address909 CABERNET DR, BEREA, KY 40403-9179

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 CABERNET DR, BEREA, KY 40403-9179

Mortgage

Document Number2014166512
DateSep 12, 2023
Instrument2014166512
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateMay 30, 2017
Property Address911 CABERNET DR, BEREA, KY 40403-9179
Document NumberD00745/335
Book / PageD00745 / 335
Instrument DateMay 26, 2017
Instrument2013959288
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$265.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address911 CABERNET DR, BEREA, KY 40403-9179

Transferred To (Grantee/Buyer)

NameVerified Name
Address927 CABERNET DR, BEREA, KY 40403-9179
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,214.00 (+3.88%) Homeowner's exemption$390,000 (+22.26%)$390,000 (+22.26%)
2023$3,094.00 (+14.21%)$319,000 (-)$319,000 (-)
2022$2,709.00 Homeowner's exemption$319,000$319,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Uniti Group
DSL · Fiber in parts of the area
200 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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