Madison County property record for 905 Cabernet Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,618 sqft · built 2007 |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Apr 2021) |
| Tax Bill | $3,159 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0032-0011 |
| Primary APN | 0073-0032-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,618 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Garage Area | 501 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 76002 |
|---|---|
| Street Address | 905 CABERNET DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE VINEYARD LOT 11 PH 1 |
| Legal Subdivision | VINEYARD |
| Legal Phase | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 11202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 415 S DOGWOOD DR, BEREA, KY 40403-9518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Apr 27, 2021 | Deed, Transfer · Line of Credit JERRY LITTLE ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Prior Sale | Apr 14, 2010 · Amount on Record |
| Deed Document Number | 2014034798 |
| Deed Book / Page | D804 / 261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 905 CABERNET DR, BEREA, KY 40403-9179 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | M02008/198 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | M02008/198 |
| Instrument | 2014026689 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 27, 2021 |
| Property Address | 905 CABERNET DR, BEREA, KY 40403-9179 |
| Document Number | 00D804/261 |
| Book / Page | D804 / 261 |
| Map Reference | MB 14 PG 148 |
| Instrument Date | Apr 3, 2021 |
| Instrument | 2014034798 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 905 CABERNET DR, BEREA, KY 40403-9179 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 415 S DOGWOOD DR, BEREA, KY 40403-9518 |
| Investor | Possibly a Property Investor |
| Document Number | 2014034799 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2014034799 |
| Name | JERRY LITTLE ETAL |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2036 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,159.00 (-2.77%) Additional exemption filed | $335,000 (-) | $335,000 (-) |
| 2023 | $3,249.00 | $335,000 | $335,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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