911 10th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 911 10th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,524 sqft · built 1910
Lot Size	0.208 acres (9,075 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Apr 2026)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0041170000`

Property Details

APN / Parcel Number

Primary APN	`0041170000`
Alternative APN	`0000411700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	996 sqft
Basement Area	996 sqft
Finished Basement	804 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,075 sqft (0.208 acres)
Lot Dimensions	165 ft deep x 55 ft wide
Garage Type	Mixed
Garage Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	154 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	911 10TH ST
City	SHELDON
State	IA
Zip	51201-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EIGHTH ADDITION LOT 3 BLK 85
Legal Subdivision	EIGHTH ADD
Legal Block	85
Legal Lot Number	3
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4026
Census Tract	490300

Owner

Source: O'Brien County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	911 10TH ST, SHELDON, IA 51201-2038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN STATE BANK
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
Oct 8, 2008	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
Apr 13, 2026	Warranty Deed, Transfer · FHA Mortgage CHARTER BANK
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Deed Document Number	20261105
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	911 10TH ST, SHELDON, IA 51201-2038
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 10TH ST, SHELDON, IA 51201-2038

Mortgage

Document Number	0020230861
Date	May 4, 2023
Instrument	2023-0861

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	911 10TH ST, SHELDON, IA 51201-2038
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701921
Date	Aug 28, 2017
Instrument	2017-01921

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	911 10TH ST, SHELDON, IA 51201-2038
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200802839
Date	Oct 8, 2008
Instrument	2008-02839

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	5 Years

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Apr 13, 2026
Property Address	911 10TH ST, SHELDON, IA 51201-2038
Document Number	0020261105
Instrument Date	Apr 7, 2026
Instrument	20261105
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,967.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 10TH ST, SHELDON, IA 51201-2038
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001106,
Date	Apr 13, 2026
Instrument	20261106

Lender

Name	CHARTER BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	911 10TH ST, SHELDON, IA 51201-2038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701921
Date	Aug 28, 2017
Instrument	2017-01921

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00 (+14.37%) Homeowner's exemption	$127,750 (+19.67%) Land $18,770 Building $108,980	$127,750 (+19.67%) Land $18,770 Building $108,980
2024	$1,364.00 (-8.46%)
2023		$106,750 (+15.02%) Land $16,750 Building $90,000	$106,750 (+15.02%) Land $16,750 Building $90,000
2022	$1,490.00 Homeowner's exemption	$92,810 Land $14,440 Building $78,370
2021			$92,810 Land $14,440 Building $78,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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