903 10th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 903 10th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,065 sqft · built 1910
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,500 (Jan 2022)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0041150000`

Property Details

APN / Parcel Number

Primary APN	`0041150000`
Alternative APN	`0000411500`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,065 sqft Living Area
1st Floor Area	870 sqft
Basement Area	1,062 sqft
Finished Basement	294 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	696 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	903 10TH ST
City	SHELDON
State	IA
Zip	51201-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EIGHTH ADDITION S 100 OF LOT 1 & W 5 OF S 100 OF 2 BLK 85
Legal Subdivision	EIGHTH ADDITION
Legal Block	85
Legal Lot Number	1
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4026
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	903 10TH ST, SHELDON, IA 51201-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK
Mar 16, 2017	Deed of Trust, Mortgage PINNACLE BANK
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK NA
Mar 15, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	2022241
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jan 31, 2022
Property Address	903 10TH ST, SHELDON, IA 51201-2038
Document Number	0202200241
Instrument Date	Jan 21, 2022
Instrument	2022-00241
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 10TH ST, SHELDON, IA 51201-2038

Mortgage

Document Number	0202200242
Date	Jan 31, 2022
Instrument	2022-00242

Lender

Name	BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	903 10TH ST, SHELDON, IA 51201-2038
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700605
Date	Mar 16, 2017
Instrument	2017-00605

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Sep 11, 2017
Property Address	903 10TH ST, SHELDON, IA 51201-2038
Document Number	201702042
Instrument Date	Aug 30, 2017
Instrument	2017-02042
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 10TH ST, SHELDON, IA 51201-2038

Mortgage

Document Number	201702043
Date	Sep 11, 2017
Instrument	2017-02043

Lender

Name	HERITAGE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Mar 15, 2017
Property Address	903 10TH ST, SHELDON, IA 51201-2038
Document Number	201700591
Instrument Date	Feb 22, 2017
Instrument	2017-00591
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Tax	$134.40
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 GRANDVIEW AVE, PAPILLION, NE 68046-5842
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00 (+10.87%)	$161,760 (+19.75%) Land $17,160 Building $144,600	$161,760 (+19.75%) Land $17,160 Building $144,600
2024	$2,226.00 (+3.34%)
2023		$135,080 (+11.24%) Land $15,310 Building $119,770	$135,080 (+11.24%) Land $15,310 Building $119,770
2022	$2,154.00	$121,430 Land $13,200 Building $108,230
2021			$121,430 Land $13,200 Building $108,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures