McHenry County property record for 9109 Carmel Ct, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,420 sqft · built 1998 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $54,500 (Jun 1997) |
| Tax Bill | $8,759 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-13-351-002 |
| Primary APN | 04-13-351-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| Gross Area | 2,900 sqft |
| Basement Area | 1,116 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 39,640 sqft (0.91 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Street Address | 9109 CARMEL CT |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-8759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 1997R0025678 LT 61 OAK VALLEY ESTS UNIT 2 |
| Legal Subdivision | OAK VALLEY ESTS |
| Legal Block | 351 |
| Legal Lot Number | 61 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 870104 |
Source: McHenry County records, as of April 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9109 CARMEL CT, SPRING GROVE, IL 60081-8759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 1997 · Amount on Record |
| Deed Sale | Jun 3, 1997 · Amount on Record |
| Deed Document Number | 199797R-025678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 13, 2026 |
| Property Address | 9109 CARMEL CT, SPRING GROVE, IL 60081-8759 |
| Document Number | 0000009839 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20269839 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 9109 CARMEL CT, SPRING GROVE, IL 60081-8759 |
| Document Number | 0000009839, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20269839 |
| Name | STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Spring Grove Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,759.00 | $130,535 (+18.14%) Land $28,183 Building $102,352 | $391,605 (+18.14%) Land $84,549 Building $307,056 |
| 2022 | Homeowner's exemption | $110,495 Land $23,856 Building $86,639 | $331,485 Land $71,568 Building $259,917 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, E-vergent, Mediacom Xtream, Rise Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
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