9105 Carmel Ct, Spring Grove, IL 60081 Property Records

McHenry County property record for 9105 Carmel Ct, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,300 sqft · built 2004
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Dec 2018)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-13-351-003`

Property Details

APN / Parcel Number

Primary APN	`04-13-351-003`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,300 sqft Living Area
Gross Area	4,600 sqft

Exterior

Year Built	Built 2004
Lot Area	54,014 sqft (1.24 acres)

Location & Zoning

Street Address	9105 CARMEL CT
City	SPRING GROVE
State	IL
Zip	60081-8759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0041760 LT 62 /EX SW COR/ OAK VALLEY ESTS UNIT 2
Legal Range	08E
Legal Township	46N
Legal Section	13
Legal Subdivision	EX SW COR OAK VALLEY ESTS
Legal Block	351
Legal Lot Number	62
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3017
Census Tract	870104

Owner

Source: McHenry County records, as of June 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9105 CARMEL CT, SPRING GROVE, IL 60081-8759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage NAVY FCU
Dec 10, 2018	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Prior Sale	Jul 15, 2014
Deed Document Number	2018R0041760
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	9105 CARMEL CT, SPRING GROVE, IL 60081-8759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033154
Date	Aug 24, 2020
Instrument	2020R0033154

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 10, 2018
Property Address	9105 CARMEL CT, SPRING GROVE, IL 60081-8759
Document Number	0000041760
Instrument Date	Dec 5, 2018
Instrument	41760
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12057 LONGMEADOW LN HOMER GLEN IL 604918428, HOMER GLEN, IL 60491-8428

Mortgage

Document Number	41761
Date	Dec 10, 2018
Instrument	41761

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$129,724 Land $23,621 Building $106,103	$389,172 Land $70,863 Building $318,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, E-vergent, Mediacom Xtream, Rise Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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