Gloucester County property record for 9108 Stump Point Rd, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1965 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $153,200 (Jun 2006) |
| Tax Bill | $1,122 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 32875 |
| Primary APN | 32875 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,253 sqft (0.97 acres) |
| Porch | Slab |
| Deck Area | 32 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9108 STUMP POINT RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-4603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | SADLERS NECK |
| Legal Subdivision | PLAT: PDB78 464 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 100400 |
9108 Stump Point Rd is owned and occupied by two individuals who bought it in June 2006.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9108 STUMP POINT RD, HAYES, VA 23072-4603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2006 · Amount on File |
| Deed Sale | Jun 29, 2006 · Amount on File |
| Deed Document Number | 20065693 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 9108 Stump Point Rd was $1,122, up 21.6% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,122.00 (+21.56%) | $189,230 (+27.8%) Land $58,080 Building $131,150 | $189,230 (+27.8%) Land $58,080 Building $131,150 |
| 2025 | $923.00 (-33.36%) | $148,070 (-) Land $52,790 Building $95,280 | $148,070 (-) Land $52,790 Building $95,280 |
| 2024 | $1,385.00 (+0.29%) | $148,070 (-) Land $52,790 Building $95,280 | $148,070 (-) Land $52,790 Building $95,280 |
| 2023 | $1,381.00 (+11.28%) | $148,070 (+32.12%) Land $52,790 Building $95,280 | $148,070 (+32.12%) Land $52,790 Building $95,280 |
| 2022 | $1,241.00 | $112,070 Land $36,040 Building $76,030 | $112,070 Land $36,040 Building $76,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9108 Stump Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 252 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 137 (1991–2025) |
| Claims Outside the SFHA | 3 of 137 |
| Most Recent Claim | Oct 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9108 Stump Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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