Gloucester County property record for 9078 Stump Point Rd, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,503 sqft · built 1933 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $294,000 (Jan 2026) |
| Tax Bill | $1,665 (2026) |
| Deeds & Mortgages | Jan 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 26066 |
| Primary APN | 26066 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9078 STUMP POINT RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-4604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | SADLERS NECK |
| Legal Subdivision | PLAT: PDB92 340 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 100400 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9078 STUMP POINT RD, HAYES, VA 23072-4604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on Record |
| Deed Sale | Jan 8, 2026 · Amount on Record |
| Deed Document Number | 202695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jan 8, 2026 |
| Property Address | 9078 STUMP POINT RD, HAYES, VA 23072-4604 |
| Document Number | 0260000095 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 260000095 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $294.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9078 STUMP POINT RD, HAYES, VA 23072-4604 |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,665.00 (+33.84%) | $280,780 (+40.74%) Land $40,550 Building $240,230 | $280,780 (+40.74%) Land $40,550 Building $240,230 |
| 2025 | $1,244.00 (+5.16%) | $199,500 (-) Land $30,100 Building $169,400 | $199,500 (-) Land $30,100 Building $169,400 |
| 2024 | $1,183.00 | $199,500 (-) Land $30,100 Building $169,400 | $199,500 (-) Land $30,100 Building $169,400 |
| 2023 | $1,183.00 (-7.22%) | $199,500 (+14.99%) Land $30,100 Building $169,400 | $199,500 (+14.99%) Land $30,100 Building $169,400 |
| 2022 | $1,275.00 | $173,500 Land $25,710 Building $147,790 | $173,500 Land $25,710 Building $147,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 252 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 137 (1991–2025) |
| Claims Outside the SFHA | 3 of 137 |
| Most Recent Claim | Oct 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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