9108 Bender Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 9108 Bender Rd, Lynden, WA 98264

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,059 sqft · built 1980
Lot Size0.88 acres (38,333 sqft)
Owner2 Owner Names on File
Tax Bill$4,782 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN103809

Property Details

APN / Parcel Number

Primary APN103809
Alternative APNs
  • 400309 019282 0000
  • 127783

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,059 sqft Living Area
1st Floor Area2,059 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area38,333 sqft (0.88 acres)
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area45 sqft
Deck Area336 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number103809
Street Address9108 BENDER RD
CityLYNDEN
StateWA
Zip98264-9506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionS 180 FT OF W 242 FT OF SW NW-LESS RDS
Legal Range03
Legal Township40
Legal Section09
JurisdictionWHATCOM WA
Township / Civil DivisionLYNDEN
Census Block Group1
Census Block1011
Census Tract10303

Owner

The current owner of 9108 Bender Rd acquired it in March 2009.

Source: Whatcom County records, as of March 16, 2026

Owner of Record2 Owner Names on File
Mailing Address9108 BENDER RD, LYNDEN, WA 98264-9506
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Loan Assumption
BANNER BANK
Jan 5, 2017Loan Modification, Mortgage · Conventional Mortgage
BANNER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleJul 3, 2000
Last Transfer DateMar 16, 2009
Transfer Doc2090302280
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address9108 BENDER RD, LYNDEN, WA 98264-9506
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000204969
DateFeb 26, 2021
Instrument2021-0204969
Lender
NameBANNER BANK
TypeBank
AddressFIREBAUGH, CA 93622
Agreement
TypeLoan Assumption
AmountAmount on Record
Term361 Months
DueMar 1, 2051

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHATCOM WA
Property Address9108 BENDER RD, LYNDEN, WA 98264-9506
Document Number2170100954
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedFeb 13, 2017
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9108 BENDER RD LYNDEN WA 982649506, LYNDEN, WA 98264-9506

Mortgage

Document Number2170100954
DateJan 10, 2017
Instrument100954
Lender
NameBANNER BK
TypeBank
AddressLYNDEN, WA 98264
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9108 Bender Rd was $4,782.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictLynden School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,782.00$592,197 Land $237,600 Building $354,597$592,197 Land $237,600 Building $354,597
2022$425,111 Land $138,933 Building $286,178$425,111 Land $138,933 Building $286,178
2021$1,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9108 Bender Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9108 Bender Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTA WATER ASSOCIATION
private · serves 450 people · EPA ID WA5318750
Water SourceGroundwater
Last State InspectionOct 2023

Violations Reported to EPA

Water QualityNitrate
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pogozone powered by Neubeam
Fiber
1,000 / 1,000

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