Whatcom County property record for 9088 Bender Rd, Lynden, WA 98264
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,372 sqft · built 1937 |
| Lot Size | 4.42 acres (192,535 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Jun 2016) |
| Tax Bill | $5,587 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 400309-040257-0000 |
| Primary APN | 400309-040257-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,372 sqft Living Area |
| 1st Floor Area | 2,372 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 192,535 sqft (4.42 acres) |
| Garage Type | Detached |
| Garage Area | 836 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Concrete/Metal Slab |
|---|---|
| Porch Area | 383 sqft |
| Deck Area | 200 sqft |
| Patio Area | 780 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 127785 |
|---|---|
| Street Address | 9088 BENDER RD |
| City | LYNDEN |
| State | WA |
| Zip | 98264-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | N 250 FT OF W 800 FT OF N 1/2 N 1/2 SW-LESS RDS-SUBJ TO FERNDALE PIPELINE REC AF 900108152-900601068 |
| Legal Range | 03 |
| Legal Township | 40 |
| Legal Section | 09 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LYNDEN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10303 |
9088 Bender Rd, a rural home, is owned and occupied by two individuals who bought it in June 2016.
Source: Whatcom County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9088 BENDER RD, LYNDEN, WA 98264-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jun 7, 2023 | Deed of Trust, Mortgage · Line of Credit AIM CU |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2016 · Amount on File |
| Deed Sale | Jun 30, 2016 · Amount on File |
| Deed Document Number | 2016604186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 16, 2026 |
| Property Address | 9088 BENDER RD, LYNDEN, WA 98264-9506 |
| Document Number | 0000001339 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20261339 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9088 BENDER RD, LYNDEN, WA 98264-9506 |
| Document Number | 0000001339, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20261339 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 9088 BENDER RD, LYNDEN, WA 98264-9506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 9088 BENDER RD, LYNDEN, WA 98264-9506 |
| Document Number | 0000600476 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023-0600476 |
| Name | AIM CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 9088 BENDER RD, LYNDEN, WA 98264-9506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000204902 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-0204902 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 9088 Bender Rd was $5,587.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Lynden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,587.00 | $844,984 Land $370,130 Building $474,854 | $844,984 Land $370,130 Building $474,854 |
| 2022 | $588,480 Land $82,323 Building $506,157 | $779,188 Land $273,031 Building $506,157 | |
| 2021 | $4,077.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9088 Bender Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9088 Bender Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTA WATER ASSOCIATION private · serves 450 people · EPA ID WA5318750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Water Quality | Nitrate not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fiber | 1,000 / 1,000 |
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