9106 Saddle Horn Dr, Flushing, MI 48433 Property Records

Genesee County property record for 9106 Saddle Horn Dr, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,230 sqft · built 1973
Lot Size	0.465 acres (20,267 sqft)
Owner	Individual Name on File
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-526-005`

Property Details

APN / Parcel Number

Primary APN	`08-22-526-005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,230 sqft Living Area
1st Floor Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Foundation Type	Raised
Lot Area	20,267 sqft (0.465 acres)
Garage Area	1,036 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9106 SADDLE HORN DR
City	FLUSHING
State	MI
Zip	48433-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 5 THE PONDEROSA SEC 22 T8N R5E
Legal Range	05E
Legal Township	08N
Legal Section	22
Legal Subdivision	THE PONDEROSA
Legal Lot Number	5
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	5
Census Block	5003
Census Tract	10610

Owner

9106 Saddle Horn Dr is owned and occupied by an individual who acquired it in April 2025.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	9106 SADDLE HORN DR, FLUSHING, MI 48433-1247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage ELGA CU
Nov 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 1, 2018	Quit Claim Deed, Transfer DEVON TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 21, 2025
Transfer Doc	0000028696
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 14, 2018
Property Address	9106 SADDLE HORN DR, FLUSHING, MI 48433-1247
Document Number	0000081743
Instrument Date	May 31, 2018
Instrument	81743
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	DEVON TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9106 SADDLE HORN DR FLUSHING MI 484331247, FLUSHING, MI 48433-1247

Mortgage

Document Number	77336
Date	Aug 14, 2018
Instrument	77336

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 13, 2033

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 7, 2017
Property Address	9106 SADDLE HORN DR, FLUSHING, MI 48433-1247
Document Number	0000070286
Instrument Date	Oct 24, 2017
Instrument	70286
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9106 SADDLE HORN DR FLUSHING MI 484331247, FLUSHING, MI 48433-1247

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 1, 2018
Property Address	9106 SADDLE HORN DR, FLUSHING, MI 48433-1247
Document Number	0000090218
Instrument Date	Dec 30, 2016
Instrument	90218
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	DEVON TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9106 SADDLE HORN DR FLUSHING MI 484331247, FLUSHING, MI 48433-1247

Tax Assessment & Valuation

The 2025 property tax bill for 9106 Saddle Horn Dr was $3,749 with a homeowner's exemption, down 28.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,100 (+1.19%) Land $14,300 Building $112,800	$254,200 (+1.19%) Land $28,600 Building $225,600
2025	$3,749.00 (-28.08%)	$125,600	$251,200
2024	$5,213.00
2023		$111,500	$223,000
2021	$3,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9106 Saddle Horn Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2001)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Feb 2001 · other causes
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9106 Saddle Horn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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