9071 Saddle Horn Dr, Flushing, MI 48433 Property Records

Genesee County property record for 9071 Saddle Horn Dr, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,510 sqft · built 1976
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Sep 2021)
Tax Bill	$187 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-526-049`

Property Details

APN / Parcel Number

Primary APN	`08-22-526-049`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,510 sqft Living Area
1st Floor Area	2,510 sqft
Basement Area	2,510 sqft
Unfinished Basement	2,510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	141 ft deep x 148 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9071 SADDLE HORN DR
City	FLUSHING
State	MI
Zip	48433-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 49 THE PONDEROSA SEC 22 T8N R5E
Legal Range	05E
Legal Township	08N
Legal Section	22
Legal Subdivision	THE PONDEROSA
Legal Lot Number	49
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	5
Census Block	5004
Census Tract	10610

Owner

9071 Saddle Horn Dr is owned and occupied by two individuals who acquired it in November 2025.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 5, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jul 9, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 21, 2017	Grant Deed, Transfer ATTORNEY ONLY
Dec 20, 2017	Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP
Oct 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Jul 9, 2018 · Amount on File
Deed Document Number	202175813
Last Transfer Date	Nov 5, 2025
Transfer Doc	0000021070
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 5, 2025
Property Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211
Document Number	0000021071
Map Reference	LB 45 PG 31-33
Instrument Date	Nov 5, 2025
Instrument	202511050021071
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 5, 2025
Property Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211
Document Number	0000021070
Map Reference	LB 45 PG 31-33
Instrument Date	Nov 5, 2025
Instrument	202511050021070
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6530 DALTON DR, FLUSHING, MI 48433-2327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 22, 2021
Property Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211
Document Number	202109220075813
Map Reference	LB 45 PIG 31-33
Instrument Date	Sep 10, 2021
Instrument	202109220075813
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 W PRAIRIE AVE, DECATUR, IL 62522-2426

Mortgage

Document Number	202109220075814
Date	Sep 22, 2021
Instrument	202109220075814

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211
Document Number	0000068073
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9071 SADDLE HORN DR FLUSHING MI 484331211, FLUSHING, MI 48433-1211

Mortgage

Document Number	0000068073
Date	Oct 28, 2019
Instrument	68073

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 9, 2018
Property Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211
Document Number	0000075619
Instrument Date	Jun 7, 2018
Instrument	75619
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	GARROW TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9872 BELLCREST BLVD FENTON MI 484308221, FENTON, MI 48430-8221

Mortgage

Document Number	75618
Date	Jul 9, 2018
Instrument	75618

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 21, 2017
Property Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211
Document Number	0000078120
Instrument Date	Dec 13, 2017
Instrument	78120
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,266.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9071 SADDLE HORN DR FLUSHING MI 484331211, FLUSHING, MI 48433-1211

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 20, 2017
Property Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211
Document Number	201712200077745
Map Reference	MB45 PG31-33
Instrument Date	Dec 4, 2017
Instrument	201712200077745
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9071 SADDLE HORN DR, 9071, FLUSHING, MI 48433-1211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 SUN TERRACE DR, FLINT, MI 48532-2220

Mortgage

Document Number	201712200077746
Date	Dec 20, 2017
Instrument	201712200077746

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 10, 2017
Property Address	9071 SADDLE HORN DR, FLUSHING, MI 48433-1211
Document Number	0000065076
Instrument Date	Aug 30, 2017
Instrument	65076
Transaction Type	Foreclosure
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,242.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9071 SADDLE HORN DR FLUSHING MI 484331211, FLUSHING, MI 48433-1211

Tax Assessment & Valuation

The 2025 property tax bill for 9071 Saddle Horn Dr was $187 with a homeowner's exemption.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,000 (+3.79%) Land $14,300 Building $155,700	$340,000 (+3.79%) Land $28,600 Building $311,400
2025	$187.00 Homeowner's exemption	$163,800	$327,600
2024	$187.00
2021	$4,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9071 Saddle Horn Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2001)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Feb 2001 · other causes
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9071 Saddle Horn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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