9104 John Simmons St, Frederick, MD 21704 Property Records

Frederick County property record for 9104 John Simmons St, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,842 sqft · built 2001
Lot Size	0.214 acres (9,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$606,000 (Apr 2020)
Tax Bill	$8,995 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-223617`

Property Details

APN / Parcel Number

Primary APN	`07-223617`
Alternative APNs	`7223617` `223617`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,842 sqft Living Area
Gross Area	4,282 sqft
1st Floor Area	1,446 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,307 sqft (0.214 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	223617
Street Address	9104 JOHN SIMMONS ST
City	FREDERICK
State	MD
Zip	21704-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 124 SECTION K1 9,307 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC K1
Legal Lot Number	124
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9104 JOHN SIMMONS ST, FREDERICK, MD 21704-7817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 22, 2020	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	Jul 21, 2008 · Amount on Record
Deed Book / Page	13671 / 398
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9104 JOHN SIMMONS ST, FREDERICK, MD 21704-7817
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154680203
Date	Nov 4, 2021
Book Page	15468/203

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9104 JOHN SIMMONS ST, FREDERICK, MD 21704-7817
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9104 JOHN SIMMONS ST, FREDERICK, MD 21704-7817

Mortgage

Document Number	0150510110
Date	Jul 2, 2021
Book Page	15051/110

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 22, 2020
Property Address	9104 JOHN SIMMONS ST, FREDERICK, MD 21704-7817
Document Number	0136710398
Book / Page	13671 / 398
Map Reference	MB 65 PL 53
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	MARYLAND TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9104 JOHN SIMMONS ST, FREDERICK, MD 21704-7817

Mortgage

Document Number	136710406
Date	Apr 22, 2020
Instrument	13671/0406

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,233 (+26.93%)	$805,900 (+23.81%) Land $277,800 Building $528,100
2025	$8,995.00 (+10.08%)
2023	$8,171.00 Homeowner's exemption	$594,233	$650,900 Land $202,100 Building $448,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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