9102 John Simmons St, Frederick, MD 21704 Property Records

Frederick County property record for 9102 John Simmons St, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,490 sqft · built 2001
Lot Size	0.214 acres (9,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Apr 2016)
Tax Bill	$8,622 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-223625`

Property Details

APN / Parcel Number

Primary APN	`07-223625`
Alternative APNs	`7223625` `223625`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,490 sqft Living Area
Gross Area	3,931 sqft
1st Floor Area	1,448 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,307 sqft (0.214 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	223625
Street Address	9102 JOHN SIMMONS ST
City	FREDERICK
State	MD
Zip	21704-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 125 SECTION K1 9,307 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	125
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9102 JOHN SIMMONS ST, FREDERICK, MD 21704-7817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2016 · Amount on Record
Deed Sale	Apr 19, 2016 · Amount on Record
Prior Sale	Jun 4, 2008
Deed Book / Page	11090 / 116
Prior Transfer Date	Jun 24, 2013
Prior Transfer Doc	0096620177
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9102 JOHN SIMMONS ST, FREDERICK, MD 21704-7817
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132400001
Date	Sep 27, 2019
Book Page	13240/0001

Lender

Name	COLONIAL SAVINGS FA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9102 JOHN SIMMONS ST, FREDERICK, MD 21704-7817
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9102 JOHN SIMMONS ST, FREDERICK, MD 21704-7817

Mortgage

Document Number	0148060398
Date	Apr 22, 2021
Book Page	14806/398

Lender

Name	COLONIAL SAVINGS FA
Type	Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2036

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9102 JOHN SIMMONS ST, FREDERICK, MD 21704-7817
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9102 JOHN SIMMONS ST, FREDERICK, MD 21704-7817

Mortgage

Document Number	0157970001
Date	Mar 17, 2022
Book Page	15797/1

Lender

Name	COLONIAL SAVINGS FA
Type	Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$667,567 (+7.63%)	$714,900 (-) Land $277,800 Building $437,100
2025	$8,622.00 (+2.51%) Homeowner's exemption	$620,233 (+13.87%)	$714,900 (+24.79%) Land $277,800 Building $437,100
2024	$8,411.00 (+6.66%)
2023	$7,886.00 Homeowner's exemption	$544,667	$572,900 Land $202,100 Building $370,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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