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9102 Charterhouse Rd, Frederick, MD 21704 Property Records

Frederick County property record for 9102 Charterhouse Rd, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,036 sqft · built 2005
Lot Size0.3 acres (13,063 sqft)
Owner2 Individual Names on File
Tax Bill$11,362 (2025)
Deeds & MortgagesJan 2023 Transfer
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-238673

Property Details

APN / Parcel Number

Primary APN07-238673
Alternative APN
  • 238673

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,036 sqft Living Area
Gross Area5,516 sqft
1st Floor Area2,288 sqft
Basement Area1,122 sqft
Finished Basement1,122 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,063 sqft (0.3 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number238673
Street Address9102 CHARTERHOUSE RD
CityFREDERICK
StateMD
Zip21704-7327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 14036 SECT. M-14 13,063 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-14
Legal Lot Number14036
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group2
Census Block2000
Census Tract752202

Owner

9102 Charterhouse Rd is owned and occupied by two individuals who acquired it in June 2011.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address9102 CHARTERHOUSE RD, FREDERICK, MD 21704-7327
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Intrafamily Transfer, Transfer
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2008
Deed SaleJan 23, 2008
Prior SaleOct 6, 2005 · Amount on File
Deed Document Number200880278
Deed Book / Page6863 / 236
Last Transfer DateJun 6, 2011
Transfer Doc0000002794
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateJan 24, 2023
Property Address9102 CHARTERHOUSE RD, FREDERICK, MD 21704-7327
Document Number0163070236
Book / Page16307 / 236
Map ReferenceMB 75 PG 4
Instrument DateJan 23, 2023
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 CHARTERHOUSE RD, FREDERICK, MD 21704-7327

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9102 CHARTERHOUSE RD, FREDERICK, MD 21704-7327

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9102 CHARTERHOUSE RD, FREDERICK, MD 21704-7327
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0155090407
DateNov 19, 2021
Book Page15509/407
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateDec 1, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.5%
IndexOther
Max Rate7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 9102 Charterhouse Rd was $11,362 with a homeowner's exemption, up 3.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$925,133 (+7.03%)$985,900 (-) Land $280,200 Building $705,700
2025$11,362.00 (+3.34%) Homeowner's exemption$864,367$985,900 Land $280,200 Building $705,700
2024$10,995.00 (+7.24%)
2023$10,253.00 Homeowner's exemption$750,033$803,600 Land $204,000 Building $599,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9102 Charterhouse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9102 Charterhouse Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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