9101 Charterhouse Rd, Frederick, MD 21704 Property Records

Frederick County property record for 9101 Charterhouse Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 7,839 sqft · built 2005
Lot Size	0.402 acres (17,501 sqft)
Owner	Individual Name on Record
Last Sale	$915,000 (Sep 2019)
Tax Bill	$14,199 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-238657`

Property Details

APN / Parcel Number

Primary APN	`07-238657`
Alternative APN	`238657`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,839 sqft Living Area
Gross Area	8,559 sqft
1st Floor Area	3,278 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,501 sqft (0.402 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	196 sqft
Patio Area	526 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	238657
Street Address	9101 CHARTERHOUSE RD
City	FREDERICK
State	MD
Zip	21704-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 14034 SECT. M-14 17,501 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-14
Legal Lot Number	14034
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9101 CHARTERHOUSE RD, FREDERICK, MD 21704-7314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 25, 2019	Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 30, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Prior Sale	Jan 22, 2014 · Amount on Record
Deed Book / Page	13234 / 273
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	0114330210
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9101 CHARTERHOUSE RD, FREDERICK, MD 21704-7314
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MONOCACY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144020091
Date	Dec 29, 2020
Book Page	14402/91

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 25, 2019
Property Address	9101 CHARTERHOUSE RD, FREDERICK, MD 21704-7314
Document Number	0132340273
Book / Page	13234 / 0273
Map Reference	MB 75 PG 4
Instrument Date	Sep 9, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MONOCACY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9101 CHARTERHOUSE RD, FREDERICK, MD 21704-7314

Mortgage

Document Number	0132340282
Date	Sep 25, 2019
Instrument	13234/0282

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9101 CHARTERHOUSE RD, FREDERICK, MD 21704-7314
Document Number	0117910176
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9101 CHARTERHOUSE RD FREDERICK MD 217047314, FREDERICK, MD 21704-7314

Mortgage

Document Number	0117910176
Date	Mar 30, 2017
Book Page	011791/000176

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 29, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,217,300 (+8.85%)	$1,316,300 (-) Land $283,100 Building $1,033,200
2025	$14,199.00 (+4.09%) Homeowner's exemption	$1,118,300 (+21.81%)	$1,316,300 (+29.14%) Land $283,100 Building $1,033,200
2024	$13,641.00 (+7.76%)
2023	$12,659.00	$918,033	$1,019,300 Land $206,200 Building $813,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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