9101 Down Crest Way, #WA, Windermere, FL 34786 Property Records

Orange County property record for 9101 Down Crest Way, #WA, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,306 sqft · built 1994
Lot Size	1.08 acres (47,442 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,000 (Jul 2017)
Tax Bill	$10,831 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-23-28-4398-00-060`

Property Details

APN / Parcel Number

Primary APN	`04-23-28-4398-00-060`
Alternative APNs	`282304439800060` `273717` `278560` `282713`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,306 sqft Living Area
Gross Area	5,096 sqft
1st Floor Area	2,382 sqft
Utility Area	100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,442 sqft (1.08 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	633 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9101 DOWN CREST WAY, WA
City	WINDERMERE
State	FL
Zip	34786-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	LAKE DOWN CREST 26/52 LOT 6
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	LAKE DOWN CREST
Legal Tract	4398
Legal Lot Number	6
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	14815

Owner

Source: Orange County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9101 DOWN CREST WAY, WINDERMERE, FL 34786-8218
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Jul 7, 2017	Warranty Deed, Transfer BARGAM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	2017377090
Last Transfer Date	Sep 5, 2018
Transfer Doc	0000539658
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 12, 2018
Property Address	9101 DOWN CREST WAY, WINDERMERE, FL 34786-8218
Document Number	0000539658
Instrument Date	Sep 3, 2018
Instrument	539658
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9101 DOWN CREST WAY WINDERMERE FL 347868218, WINDERMERE, FL 34786-8218

Mortgage

Document Number	539659
Date	Sep 12, 2018
Instrument	539659

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 7, 2017
Property Address	9101 DOWN CREST WAY, WINDERMERE, FL 34786-8218
Document Number	0000377090
Instrument Date	Jun 28, 2017
Instrument	377090
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,527.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7606 PISSARRO DR ORLANDO FL 328197336, ORLANDO, FL 32819-7336

Mortgage

Document Number	377091
Date	Jul 7, 2017
Instrument	377091

Lender

Name	BARGAM LLC
Address	850 N UNIVERSITY DR # 202, FORT LAUDERDALE, FL 33321

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,657 (+2.7%)	$947,430 (-1.34%) Land $260,000 Building $687,430
2025	$10,831.00 (+3.8%) Homeowner's exemption	$654,973 (+5.99%)	$960,250 (+23.46%) Land $260,000 Building $700,250
2024	$10,434.00 (+7.09%)
2023	$9,743.00 (+4.28%) Homeowner's exemption	$617,975 (+4.05%)	$777,762 (+24.56%) Land $260,000 Building $517,762
2022	$9,343.00 Homeowner's exemption	$593,921	$624,400 Land $260,000 Building $364,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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