910 Waters Edge Rd, Champaign, IL 61822 Property Records

Champaign County property record for 910 Waters Edge Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.118 acres (5,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,500 (Jul 2021)
Tax Bill	$5,126 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-20-16-376-059`

Property Details

APN / Parcel Number

Primary APN	`44-20-16-376-059`

Exterior

Lot Area	5,159 sqft (0.118 acres)

Location & Zoning

Street Address	910 WATERS EDGE RD
City	CHAMPAIGN
State	IL
Zip	61822-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1104A TURNBERRY RIDGE NO 11A SUB
Legal Range	08E
Legal Township	19N
Legal Section	16
Legal Subdivision	TURNBERRY RIDGE NO 11A SUB
Legal Lot Number	1104A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2018
Census Tract	1205

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 WATERS EDGE RD, CHAMPAIGN, IL 61822-8115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK
Apr 18, 2018	Grant Deed, Foreclosure OTHER
Jan 11, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	202116958
Prior Transfer Date	Dec 29, 2017
Prior Transfer Doc	0000000535
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 19, 2021
Property Address	910 WATERS EDGE RD, CHAMPAIGN, IL 61822-8115
Document Number	0000016958
Map Reference	DOC 2002R6078
Instrument Date	Jul 1, 2021
Instrument	2021R16958
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	910 WATERS EDGE RD, CHAMPAIGN, IL 61822-8115

Mortgage

Document Number	0000016959
Date	Jul 19, 2021
Instrument	2021R16959

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000016960
Date	Jul 19, 2021
Instrument	2021R16960

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 18, 2018
Property Address	910 WATERS EDGE RD, CHAMPAIGN, IL 61822-8115
Document Number	0000005932
Instrument Date	Apr 16, 2018
Instrument	5932
Transaction Type	Foreclosure
Record Updated	May 4, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$120.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1104 N COTTONWOOD RD URBANA IL 618029665, URBANA, IL 61802-9665

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 11, 2018
Property Address	910 WATERS EDGE RD, CHAMPAIGN, IL 61822-8115
Document Number	0000000535
Instrument Date	Dec 29, 2017
Instrument	535
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	910 WATERS EDGE MAHOMET IL 61853, MAHOMET, IL 61853

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,960 (+33.55%) Land $12,180 Building $53,780	$197,880 (+33.55%) Land $36,540 Building $161,340
2024	$5,126.00 (+12.88%)
2022	$4,541.00	$49,390 Land $9,120 Building $40,270	$148,170 Land $27,360 Building $120,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream, Volo.net Internet+Tech.

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