910 Washington Ave, Lowden, IA 52255 Property Records

Cedar County property record for 910 Washington Ave, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1938
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jun 2024)
Tax Bill	$2,080 (2026)
Deeds & Mortgages	May 2023 Sale & Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042004354560010`

Property Details

APN / Parcel Number

Primary APN	`042004354560010`
Alternative APN	`42004200435456001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,415 sqft (0.285 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	208 sqft
Patio Area	199 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	910 WASHINGTON AVE
City	LOWDEN
State	IA
Zip	52255-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENSONS ADD N 18.5' L7 & ALL L8 BLK 5
Legal Subdivision	BENSONS ADD
Legal Block	5
Legal Lot Number	7
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3005
Census Tract	450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	910 WASHINGTON AVE, LOWDEN, IA 52255-9538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Warranty Deed, Transfer · Line of Credit SOUTH OTTUMWA SAVINGS BANK
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTRAL STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	May 9, 2023 · Amount on Record
Deed Document Number	20241591
Deed Book / Page	1736 / 288
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	May 9, 2023
Property Address	910 WASHINGTON AVE, LOWDEN, IA 52255-9538
Document Number	001690/183
Book / Page	1690 / 183
Instrument Date	May 5, 2023
Instrument	2023 982
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 WASHINGTON AVE, LOWDEN, IA 52255-9538

Mortgage

Document Number	001690/184
Date	May 9, 2023
Book Page	1690/184
Instrument	2023 983

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	910 WASHINGTON AVE, LOWDEN, IA 52255-9538
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001607/320
Date	Aug 27, 2021
Book Page	1607/320
Instrument	2021 3326

Lender

Name	FIRST CENTRAL STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,080.00	$139,270 (-) Land $18,310 Building $120,960	$139,270 (-) Land $18,310 Building $120,960
2025	$2,080.00 (+2.97%)	$139,270 (+79.75%) Land $18,310 Building $120,960	$139,270 (+79.75%) Land $18,310 Building $120,960
2024	$2,020.00 (+86%)
2023		$77,480 (+27.83%) Land $18,310 Building $59,170	$77,480 (+27.83%) Land $18,310 Building $59,170
2022	$1,086.00	$60,610 Land $14,240 Building $46,370
2021			$60,610 Land $14,240 Building $46,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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