808 Washington Ave, Lowden, IA 52255 Property Records

Cedar County property record for 808 Washington Ave, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,293 sqft · built 1868
Lot Size	0.267 acres (11,631 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (May 2022)
Tax Bill	$1,620 (2026)
Deeds & Mortgages	May 2022 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042004354560050`

Property Details

APN / Parcel Number

Primary APN	`042004354560050`
Alternative APN	`42004200435456005000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,293 sqft Living Area
Basement Area	192 sqft
Unfinished Basement	192 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1868
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,631 sqft (0.267 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	84 sqft
Patio Area	984 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	808 WASHINGTON AVE
City	LOWDEN
State	IA
Zip	52255-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENSONS ADD N 15' L2 & S 58.5' L3 BLK5
Legal Subdivision	A S BENSONS ADDITION
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3005
Census Tract	450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	808 WASHINGTON AVE, LOWDEN, IA 52255-9539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Sep 21, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 4, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance HILLS BANK AND TRUST COMPANY
Apr 11, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Deed Document Number	20221723
Deed Book / Page	1649 / 201
Prior Transfer Date	Jan 13, 2005
Prior Transfer Doc	000715/014
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	808 WASHINGTON AVE, LOWDEN, IA 52255-9539
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transaction

Additional	Lis Pendens

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001649/205
Date	May 18, 2022
Book Page	1649/205
Instrument	2022 1724

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	808 WASHINGTON AVE, LOWDEN, IA 52255-9539
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 WASHINGTON AVE, LOWDEN, IA 52255-9539

Mortgage

Document Number	00001708/1
Date	Sep 21, 2023
Book Page	1708/1
Instrument	2023 2423

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	808 WASHINGTON AVE, LOWDEN, IA 52255-9539
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001446/17
Date	Dec 4, 2018
Book Page	1446/17
Instrument	3939

Lender

Name	HILLS BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Apr 11, 2023
Property Address	808 WASHINGTON AVE, LOWDEN, IA 52255-9539
Document Number	001687/281
Book / Page	1687 / 281
Instrument Date	Apr 10, 2023
Instrument	2023 754
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 WASHINGTON AVE, LOWDEN, IA 52255-9539

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,620.00	$108,440 (-) Land $17,150 Building $91,290	$108,440 (-) Land $17,150 Building $91,290
2025	$1,620.00 (+2.79%)	$108,440 (+15.08%) Land $17,150 Building $91,290	$108,440 (+15.08%) Land $17,150 Building $91,290
2024	$1,576.00 (+19.58%)
2023		$94,230 (+27.98%) Land $17,150 Building $77,080	$94,230 (+27.98%) Land $17,150 Building $77,080
2022	$1,318.00	$73,630 Land $13,340 Building $60,290
2021			$73,630 Land $13,340 Building $60,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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