910 Saddle Dr, Salem, VA 24153 Property Records

Salem City property record for 910 Saddle Dr, Salem, VA 24153

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,525 sqft · built 2002
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,108 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-1-5.18`

Property Details

APN / Parcel Number

Primary APN	`63-1-5.18`
Alternative APN	`9034`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,525 sqft Living Area
Basement Area	1,508 sqft
Finished Basement	1,206 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Material	Shingle
Lot Area	10,716 sqft (0.246 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	94 sqft
Deck Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	910 SADDLE DR
City	SALEM
State	VA
Zip	24153-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LT 18 0.246 AC SEC 3 EMERALD HILLS
Legal Subdivision	EMERALD HILLS
Legal Lot Number	18
Jurisdiction	SALEM CITY VA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2003
Census Tract	10200

Owner

Source: Salem City records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 SADDLE DR, SALEM, VA 24153-2644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER ONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	910 SADDLE DR, SALEM, VA 24153-2644
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000274
Date	Feb 14, 2024
Instrument	240000274

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	910 SADDLE DR, SALEM, VA 24153-2644
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	STAR CITY TITLE AND SETTLEMENT, STAR CITY TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002803
Date	Aug 18, 2021
Instrument	210002803

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Salem City assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Salem City
Unified School District	Salem City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,108.00 (+16.14%)	$526,600 (+20.15%) Land $81,800 Building $444,800	$526,600 (+20.15%) Land $81,800 Building $444,800
2023	$5,259.00	$438,300 Land $69,400 Building $368,900	$438,300 Land $69,400 Building $368,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALEM serves 24,346 people · EPA ID VA2775300
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Saddle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures