906 Saddle Dr, Salem, VA 24153 Property Records

Salem City property record for 906 Saddle Dr, Salem, VA 24153

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,486 sqft · built 2003
Lot Size0.235 acres (10,237 sqft)
OwnerIndividual Name on File
Last Sale$469,000 (Nov 2017)
Tax Bill$6,981 (2023)
Deeds & MortgagesAug 2021 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN63-1-5.19

Property Details

APN / Parcel Number

Primary APN63-1-5.19
Alternative APN
  • 9035

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area4,486 sqft Living Area
Gross Area5,625 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialOther
Roof MaterialShingle
Lot Area10,237 sqft (0.235 acres)
TerrainRolling
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area54 sqft
Deck Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number9035
Street Address906 SADDLE DR
CitySALEM
StateVA
Zip24153-2644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionLT 19 0.235 AC SEC 3 EMERALD HILLS
Legal SubdivisionEMERALD HILLS
Legal TractA
Legal Lot Number19
JurisdictionSALEM CITY VA
Township / Civil DivisionSALEM
Census Block Group2
Census Block2003
Census Tract10200

Owner

Source: Salem City assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address906 SADDLE DR, SALEM, VA 24153-2644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE NAT'L BK
Jul 10, 2019Deed of Trust, Mortgage · Line of Credit
PINNACLE NAT'L BK
Nov 30, 2017Deed, Transfer · Conventional Mortgage
ACCESS NATIONAL MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2017 · Amount on Record
Deed SaleNov 30, 2017 · Amount on Record
Prior SaleApr 3, 2009 · Amount on Record
Deed Document Number170003123
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM CITY VA
Property Address906 SADDLE DR, SALEM, VA 24153-2644
Transaction TypeMortgage
Record UpdatedAug 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 SADDLE DR, SALEM, VA 24153-2644

Mortgage

Document Number0000002600
DateAug 2, 2021
Instrument210002600
Lender
NameCOGENT BANK
TypeBank
AddressROANOKE, VA 24013
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJul 2, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM CITY VA
Property Address906 SADDLE DR, SALEM, VA 24153-2644
Document Number0000003749
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 19, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 SADDLE DR SALEM VA 241532644, SALEM, VA 24153-2644
InvestorPossibly a Property Investor

Mortgage

Document Number0000003749
DateDec 28, 2020
Instrument3749
Lender
NamePINNACLE NAT'L BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2050
Interest
Rate3%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM CITY VA
Property Address906 SADDLE DR, SALEM, VA 24153-2644
Document Number0000001449
Instrument DateJul 10, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 BRECKINRIDGE CT SALEM VA 24153, SALEM, VA 24153

Mortgage

Document Number0000001449
DateJul 10, 2019
Instrument1449
Lender
NamePINNACLE NAT'L BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionSALEM CITY VA
Recording DateNov 30, 2017
Property Address906 SADDLE DR, SALEM, VA 24153-2644
Document Number0000003123
Map ReferenceMB 6 PG 51&52
Instrument DateNov 24, 2017
Instrument170003123
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 SADDLE DR, SALEM, VA 24153-2644
InvestorPossibly a Property Investor

Mortgage

Document Number0000003124
DateNov 30, 2017
Instrument170003124
Lender
NameACCESS NATIONAL MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Salem City assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
MunicipalitySalem City
Unified School DistrictSalem City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,981.00$581,800 Land $68,800 Building $513,000$581,800 Land $68,800 Building $513,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SALEM
serves 24,346 people · EPA ID VA2775300
Water SourceSurface water
Last State InspectionFeb 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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