Contra Costa County property record for 910 S 45th St, Richmond, CA 94804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,206 sqft · built 1943 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Aug 2016) |
| Tax Bill | $8,758 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 509-340-002-5 |
| Primary APN | 509-340-002-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 4,750 sqft (0.109 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 910 S 45TH ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94804-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TOWN OF STEGE POR LOT 8 BLK 5 |
| Legal Subdivision | STEGE |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 382000 |
910 S 45th St is owned and occupied by two individuals who bought it in August 2016.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 910 S 45TH ST, RICHMOND, CA 94804-4415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on File |
| Deed Sale | Aug 31, 2016 · Amount on File |
| Prior Sale | Feb 12, 2016 · Amount on File |
| Deed Document Number | 2016176328 |
| Prior Transfer Date | Jul 28, 2005 |
| Prior Transfer Doc | 0000280665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 910 S 45TH ST, RICHMOND, CA 94804-4415 |
| Document Number | 0000187615 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 470 OAK CREST PL PITTSBURG CA 945657372, PITTSBURG, CA 94565-7372 |
| Document Number | 0000187615 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 187615 |
| Name | FIRST BK MTG |
|---|---|
| Type | Mortgage Company |
| Address | HAZELWOOD, MO 63042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2050 |
The 2025 property tax bill for 910 S 45th St was $8,758 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $526,784 (+2%) Land $419,298 Building $107,486 | |
| 2025 | $8,758.00 Homeowner's exemption | $516,456 Land $411,077 Building $105,379 |
| 2023 | $8,452.00 (+1.83%) Homeowner's exemption | $496,403 Land $395,115 Building $101,288 |
| 2022 | $8,300.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 910 S 45th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 910 S 45th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile, Verizon.
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