Monmouth County and Spring Lake Heights Borough property record for 910 Ocean Rd, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,478 sqft · built 1956 |
| Lot Size | 0.226 acres (9,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,358,000 (May 2025) |
| Tax Bill | $8,406 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00027-0000-00008 |
| Primary APN | 48-00027-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,478 sqft Living Area |
| 1st Floor Area | 1,497 sqft |
| Upper Floors Area | 1,581 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,840 sqft (0.226 acres) |
| Lot Dimensions | 123 ft deep x 80 ft wide |
| Garage Type | Built-in |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 375 sqft |
| Patio Area | 697 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 04320 |
|---|---|
| Street Address | 910 OCEAN RD |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | SPRING LAKE HEIGHTS ESTATES |
| Legal Block | 27 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 808901 |
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 910 OCEAN RD, SPRING LAKE, NJ 07762-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 14, 2020 | Deed of Trust, Mortgage CARDINAL FIN'L |
| Jun 2, 2019 | Deed of Trust, Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on Record |
| Deed Sale | May 9, 2025 · Amount on Record |
| Prior Sale | Jun 22, 2007 · Amount on Record |
| Deed Document Number | 202536495 |
| Deed Book / Page | 9737 / 3372 |
| Prior Transfer Date | Mar 29, 2005 |
| Prior Transfer Doc | 0084551386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 910 OCEAN RD, SPRING LAKE, NJ 07762-1934 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 910 OCEAN RD, SPRING LAKE, NJ 07762-1934 |
| Document Number | 0096199113 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 9619/9113 |
| Instrument | 2022103244 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 910 OCEAN RD, SPRING LAKE, NJ 07762-1934 |
| Document Number | 0000096736 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 910 OCEAN RD SPRING LAKE NJ 077621934, SPRING LAKE, NJ 07762-1934 |
| Document Number | 0000096736 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 009437/000561 |
| Instrument | 96736 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 910 OCEAN RD, SPRING LAKE, NJ 07762-1934 |
| Document Number | 0000051671 |
| Instrument Date | Jun 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 910 OCEAN RD SPRING LAKE NJ 077621934, SPRING LAKE, NJ 07762-1934 |
| Document Number | 0000051671 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 009352/006442 |
| Instrument | 51671 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,310,400 (+59.63%) Land $687,100 Building $623,300 | $1,310,400 (+59.63%) Land $687,100 Building $623,300 | |
| 2025 | $8,406.00 (+2.41%) | $820,900 (+11.38%) Land $555,700 Building $265,200 | $820,900 (+11.38%) Land $555,700 Building $265,200 |
| 2024 | $8,208.00 (+15.17%) | ||
| 2023 | $737,000 Land $458,600 Building $278,400 | $737,000 Land $458,600 Building $278,400 | |
| 2022 | $7,127.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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