905 Ocean Rd, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 905 Ocean Rd, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,087 sqft · built 1971
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,787 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00009-0000-00287`

Property Details

APN / Parcel Number

Primary APN	`48-00009-0000-00287`
Alternative APNs	`480000900287` `01160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,087 sqft Living Area
1st Floor Area	2,084 sqft
Upper Floors Area	680 sqft
Basement Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	156 ft deep x 75 ft wide
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	350 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	01160
Street Address	905 OCEAN RD
City	SPRING LAKE
State	NJ
Zip	07762-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	OCEAN GARDENS
Legal Block	9
Legal Lot Number	287
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1026
Census Tract	808901

Owner

905 Ocean Rd is owned and occupied by two individuals.

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 OCEAN RD, SPRING LAKE, NJ 07762-1933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	905 OCEAN RD, SPRING LAKE, NJ 07762-1933
Document Number	0000000391
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	ANCHOR TITLE AGENCY, ANCHOR TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 OCEAN RD SPRING LAKE NJ 077621933, SPRING LAKE, NJ 07762-1933

Mortgage

Document Number	0000000391
Date	Jan 2, 2020
Book Page	009388/004968
Instrument	391

Lender

Name	MANASQUAN BK
Address	MANASQUAN, NJ 08736

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 905 Ocean Rd was $12,787, up 3.7% from the year before.

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,380,600 (+10.56%) Land $763,400 Building $617,200	$1,380,600 (+10.56%) Land $763,400 Building $617,200
2025	$12,787.00 (+3.66%)	$1,248,700 Land $617,400 Building $631,300	$1,248,700 Land $617,400 Building $631,300
2024	$12,336.00
2023		$1,121,900 Land $516,600 Building $605,300	$1,121,900 Land $516,600 Building $605,300
2022	$12,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Ocean Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Ocean Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20