910 McDowell St, Xenia, OH 45385 Property Records

Greene County property record for 910 McDowell St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1999
Lot Size	0.177 acres (7,732 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Aug 2018)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0014.0-0314.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0014.0-0314.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,732 sqft (0.177 acres)
Lot Width	68 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	910 MCDOWELL ST
City	XENIA
State	OH
Zip	45385-5418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWOOD SUB LOT 16 910 MC DOWELL ST
Legal Subdivision	SOUTHWOOD
Legal Lot Number	16
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	2
Census Block	2016
Census Tract	240700

Owner

910 McDowell St is owned and occupied by an individual who bought it in August 2018.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	910 MCDOWELL ST, XENIA, OH 45385-5418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Feb 13, 2004 · Amount on File
Deed Document Number	201813612
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Aug 17, 2018
Property Address	910 MCDOWELL ST, XENIA, OH 45385-5418
Document Number	0000013612
Instrument Date	Aug 6, 2018
Instrument	13612
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	PERFORMANCE TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 MCDOWELL ST XENIA OH 453855418, XENIA, OH 45385-5418

Mortgage

Document Number	13613
Date	Aug 17, 2018
Instrument	13613

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 910 McDowell St was $2,037, down 4.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,037.00 (-4.5%)	$49,860 (-) Land $5,060 Building $44,800
2024	$2,133.00 (-1.8%)	$49,860 (-) Land $5,060 Building $44,800
2023	$2,172.00 (+14.62%)	$49,860 (+33.74%) Land $5,060 Building $44,800	$142,450 Land $14,450 Building $128,000
2022	$1,895.00	$37,280 Land $4,050 Building $33,230
2020			$106,490 Land $11,560 Building $94,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 McDowell St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1979–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 McDowell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20