901 McDowell St, Xenia, OH 45385 Property Records

Greene County property record for 901 McDowell St, Xenia, OH 45385 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,074 sqft · built 1995
Lot Size	0.178 acres (7,777 sqft)
Owner	Individual Name on File
Last Sale	$101,000 (Aug 2005)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0014.0-0302.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0014.0-0302.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,777 sqft (0.178 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	901 MCDOWELL ST
City	XENIA
State	OH
Zip	45385-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWOOD SUB LOT 4 MC DOWELL ST
Legal Subdivision	SOUTHWOOD
Legal Lot Number	4
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	2
Census Block	2016
Census Tract	240700

Owner

Source: Greene County records · APN M40-0002-0014.0-0302.00

Assessment roll updated March 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	901 MCDOWELL ST, XENIA, OH 45385-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2005 · Amount on Record
Deed Sale	Aug 18, 2005 · Amount on Record
Prior Sale	Nov 06, 1998 · Amount on Record
Deed Document Number	200521188
Deed Book / Page	2461 / 600
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 14, 2022
Property Address	901 MCDOWELL ST, XENIA, OH 45385-5417
Document Number	0000017393
Map Reference	CAB 34 PG 291A&292A
Instrument Date	Aug 22, 2022
Instrument	2022017393
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 MCDOWELL ST, XENIA, OH 45385-5417

Mortgage

Document Number	0000017394
Date	Sep 14, 2022
Instrument	2022017394

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Greene County records · Assessment roll updated March 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,815.00 (-4.47%)	$44,430 (-) Land $4,980 Building $39,450
2024	$1,900.00 (-1.86%)	$44,430 (-) Land $4,980 Building $39,450
2023	$1,936.00 (+17.83%)	$44,430 (+33.99%) Land $4,980 Building $39,450	$126,940 (+33.97%) Land $14,220 Building $112,720
2022	$1,643.00	$33,160 Land $3,980 Building $29,180
2020			$94,750 Land $11,370 Building $83,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Greene County (39057C), updated March 28, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390572407002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Nearby Flood Policies	9 in force 5 of 9 on primary residences
Nearby Flood Claims	6 (1979–2021)
Most Recent Claim	Jul 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.