Kenton County property record for 910 Main St, Covington, KY 41011 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1909 |
| Square Footage | 2,499 sqft Finished Area |
| Lot Size | 2,374 sqft (0.055 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2022) |
| Tax Bill | $3,643.00 (2025) |
Source: Kenton County records · APN 054-22-07-033.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 910 MAIN ST, COVINGTON, KY 41011-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage RIVER CITY MORTGAGE |
| Feb 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage ALLY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2022 · Amount on Record |
| Deed Sale | Feb 07, 2022 · Amount on Record |
| Prior Sale | Apr 02, 2009 · Amount on Record |
| Deed Doc Number | 2022174 |
| Deed Book / Page | 146 / 500 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 30, 2026 |
| Property Address | 910 MAIN ST, COVINGTON, KY 41011-2123 |
| Document Number | 0000013514 |
| Book / Page | 452 / 943 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202613514 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,489.90 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7615 CANTERWOOD TRL, CONCORD TOWNSHIP, OH 44060-6809 |
| Document Number | 0000013515, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026063013515 |
| Name | RIVER CITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 07, 2022 |
| Property Address | 910 MAIN ST, COVINGTON, KY 41011-2123 |
| Document Number | 0005900174 |
| Book / Page | 146 / 500 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 22020705900174 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 912 MAIN ST, COVINGTON, KY 41011-2123 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 910 MAIN ST, COVINGTON, KY 41011-2123 |
| Document Number | 0005900175 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 22020705900175 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,643.00 (-0.55%) | $275,000 (-) Land $10,000 Building $265,000 | $275,000 (-) Land $10,000 Building $265,000 |
| 2023 | $3,663.00 | $275,000 Land $10,000 Building $265,000 | $275,000 Land $10,000 Building $265,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 054-22-07-033.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,499 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,374 sqft (0.055 acres) |
| Depth X Width | 106 ft x 22.4 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Space Heating |
| Heating Fuel | Wood Heating Fuel |
| Street Address | 910 MAIN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-2123 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | POWELL O R ESTATE PLAT 4 LOT 18 22.4'X 106' |
| Legal Subdivision | POWELL O R ESTATE |
| Legal Phase | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 60700 |
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