902 Main St, Covington, KY 41011 Property Records

Kenton County property record for 902 Main St, Covington, KY 41011

Property Summary

Property Type	Vacant Land
Lot Size	0.052 acres (2,279 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2020)
Tax Bill	$132 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-22-07-001.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-07-001.00`

Exterior

Lot Area	2,279 sqft (0.052 acres)
Lot Dimensions	106 ft deep x 21.5 ft wide

Location & Zoning

Old Parcel Number	0542207001.00
Street Address	902 MAIN ST
City	COVINGTON
State	KY
Zip	41011
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	POWELL O R ESTATE PLAT 4 PT LOT 16 21.45'X 106'
Legal Subdivision	POWELL O R ESTATE
Legal Phase	4
Legal Lot Number	16
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2005
Census Tract	60700

Owner

Source: Kenton County records · APN 054-22-07-001.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	501 HIGHLAND PIKE, COVINGTON, KY 41014-1146
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2020 · Amount on Record
Deed Sale	Oct 07, 2020 · Amount on Record
Deed Document Number	0000047634
Deed Book / Page	47 / 634
Record Updated	Jun 08, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 07, 2020
Property Address	902 MAIN ST, COVINGTON, KY 41011
Document Number	0000000082
Book / Page	000047 / 000634
Instrument Date	Sep 20, 2020
Instrument	82
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 RUSSELL ST COVINGTON KY 410113057, COVINGTON, KY 41011-3057

Mortgage

Document Number	83
Date	Oct 07, 2020
Book Page	00M108/000268
Instrument	83

Lender

Name	CITIZENS FED'L S&L ASSN/COVING
Address	433 MADISON AVE, COVINGTON, KY 41011-1519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 06, 2045

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$132.00 (-0.75%)	$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2023	$133.00 (+0.76%)	$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2022	$132.00	$10,000 Land $10,000	$10,000 Land $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 607 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.