910 Loretta Ave, Toronto, OH 43964 Property Records

Jefferson County property record for 910 Loretta Ave, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 440 sqft · built 1920
Lot Size	0.113 acres (4,920 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Jan 2020)
Tax Bill	$384 (2025)
Deeds & Mortgages	Jan 2020 Sale & Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01009-000`

Property Details

APN / Parcel Number

Primary APN	`13-01009-000`
Alternative APN	`01009`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	440 sqft Living Area
1st Floor Area	440 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Other
Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	120 ft deep x 41.3 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	910 LORETTA AVE
City	TORONTO
State	OH
Zip	43964-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 40 BAN PLAN 41.25X120 MAP-13-11B0-08100
Legal Subdivision	BANFIELD
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	1
Census Block	1003
Census Tract	11300

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	717 N 4TH ST, TORONTO, OH 43964-1623
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	May 5, 2016 · Amount on Record
Deed Document Number	2020351879
Deed Book / Page	1401 / 500
Record Updated	Sep 20, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON OH
Recording Date	Jan 13, 2020
Property Address	910 LORETTA AVE, TORONTO, OH 43964-1366
Document Number	001401/500
Book / Page	1401 / 500
Map Reference	MB 5 PG 12
Instrument Date	Jan 10, 2020
Instrument	351879
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 N 4TH ST, TORONTO, OH 43964-1624

Mortgage

Document Number	0000351880
Date	Jan 13, 2020
Instrument	351880

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	910 LORETTA AVE, TORONTO, OH 43964-1366
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1310/421
Date	Jun 20, 2018
Book Page	1310/421
Instrument	333831

Lender

Name	US BANK NA
Type	Mortgage Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 20, 2033

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$384.00	$9,388 (-) Land $3,588 Building $5,800
2024	$384.00 (-21.31%)	$9,388 (+28.15%) Land $3,588 Building $5,800	$26,820 (+28.14%) Land $10,250 Building $16,570
2022	$488.00	$7,326 Land $3,014 Building $4,312
2021			$20,930 Land $8,610 Building $12,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smart Way Communications, Verizon, Xfinity.

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