908 Loretta Ave, Toronto, OH 43964 Property Records

Jefferson County property record for 908 Loretta Ave, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,440 sqft · built 1925
Lot Size	0.113 acres (4,920 sqft)
Owner	2 Individual Names on File
Last Sale	$71,000 (Sep 2026)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-01390-000`

Property Details

APN / Parcel Number

Primary APN	`13-01390-000`
Alternative APN	`01390`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Other
Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	120 ft deep x 41.3 ft wide
Garage Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	908 LORETTA AVE
City	TORONTO
State	OH
Zip	43964-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 40 BAN PLAN 41.25X120 MAP-13-11B0-08200
Legal Subdivision	BANFIELD IMPROVEMENT COMPANYS
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	1
Census Block	1003
Census Tract	11300

Owner

908 Loretta Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Jefferson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	908 LORETTA AVE, TORONTO, OH 43964-1366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Deed Document Number	2026417055
Deed Book / Page	1548 / 607
Prior Transfer Date	Dec 1, 2025
Prior Transfer Doc	0000417055
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	908 LORETTA AVE, TORONTO, OH 43964-1366
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 LORETTA AVE, TORONTO, OH 43964-1366

Mortgage

Document Number	01542/1113
Date	Feb 17, 2026
Book Page	1542/1113
Instrument	410057

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON OH
Recording Date	Sep 25, 2026
Property Address	908 LORETTA AVE, TORONTO, OH 43964-1366
Document Number	0000417055
Book / Page	1548 / 607
Instrument Date	Dec 1, 2025
Instrument	2026417055
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$28,684.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	908 LORETTA AVE, TORONTO, OH 43964-1366

Tax Assessment & Valuation

The 2025 property tax bill for 908 Loretta Ave was $1,427 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,427.00	$35,785 (-) Land $3,588 Building $32,197
2024	$1,427.00 Homeowner's exemption	$35,785 Land $3,588 Building $32,197	$102,240 Land $10,250 Building $91,990
2022	$1,718.00 Homeowner's exemption	$25,729 Land $3,014 Building $22,715
2021			$73,510 Land $8,610 Building $64,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 908 Loretta Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Loretta Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smart Way Communications, Verizon, Xfinity.

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