Emmet County property record for 910 Franklin St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,254 sqft |
| Lot Size | 0.094 acres (4,104 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,478 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-400-019 |
| Primary APN | 52-19-06-400-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 890 sqft |
| Basement Area | 890 sqft |
| Unfinished Basement | 890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 4,104 sqft (0.094 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 910 FRANKLIN ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP RM-2 |
| Legal Description | PT OF NW ? OF SE ? OF SECTION 6, COM AT INT OF N LN OF BRIDGE ST WITH W LN OF FRANKLIN ST IN NW ? OF SE ? OF SEC, TH W ALG SD N LN OF BRIDGE ST TO T-IRON STK WHICH IS 280.7 FT E OF E LN OF PLAT OF LABERTEAUX & LOCKWOOD?S ADD, TH N TO PT WHICH IS 50 R |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK |
| Apr 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| May 1, 2024 | Warranty Deed, Transfer |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| May 31, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2024 |
| Transfer Doc | 001264/385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
| Document Number | 0000001272/0000000770 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 0000001272/0000000770 |
| Instrument | 5225821 |
| Name | NICOLET NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
| Document Number | 0000001259/0000000130 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 0000001259/0000000130 |
| Instrument | 5212139 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 1, 2024 |
| Property Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
| Document Number | 001259/374 |
| Book / Page | 1259 / 374 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 5212383 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
| Document Number | 0000001235/0000000544 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 0000001235/0000000544 |
| Instrument | 5188507 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 31, 2019 |
| Property Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
| Document Number | 1212/514 |
| Book / Page | 1212 / 514 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 5165434 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 FRANKLIN ST, PETOSKEY, MI 49770-2914 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,500 (+11.63%) Land $130,500 | $261,000 (+11.63%) Land $261,000 | |
| 2025 | $116,900 (+40.84%) Land $116,900 | $233,800 (+40.84%) Land $233,800 | |
| 2024 | $1,478.00 | ||
| 2023 | $83,000 Land $83,000 | $166,000 Land $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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