Emmet County property record for 907 Franklin St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,144 sqft |
| Lot Size | 0.126 acres (5,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Sep 2025) |
| Tax Bill | $1,149 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-402-028 |
| Primary APN | 52-19-06-402-028 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| Basement Area | 1,173 sqft |
| Unfinished Basement | 1,173 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 5,498 sqft (0.126 acres) |
|---|---|
| Garage Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 907 FRANKLIN ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP RM-2 |
| Legal Description | LOVELESS BLANEY'S ADDITION LOT 5 BLK 5 EXC E 50' THEREOF. SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | LOVELESS BLANEYS ADD |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 970800 |
907 Franklin St is owned and occupied by two individuals who bought it in September 2025.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 907 FRANKLIN ST, PETOSKEY, MI 49770-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2025 | Quit Claim Deed, Transfer CROSSROADS TITLE AGENCY |
| Sep 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK |
| Jun 6, 2025 | Warranty Deed, Transfer |
| Apr 25, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on File |
| Deed Sale | Sep 26, 2025 · Amount on File |
| Prior Sale | May 1, 1982 · Amount on File |
| Deed Document Number | 20255223188 |
| Deed Book / Page | 1270 / 157 |
| Prior Transfer Date | Aug 20, 2025 |
| Prior Transfer Doc | 001270/514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 13, 2025 |
| Property Address | 907 FRANKLIN ST, PETOSKEY, MI 49770-2913 |
| Document Number | 001270/514 |
| Book / Page | 1270 / 514 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 5223545 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | CROSSROADS TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 907 FRANKLIN ST, PETOSKEY, MI 49770-2913 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Sep 26, 2025 |
| Property Address | 907 FRANKLIN ST, PETOSKEY, MI 49770-2913 |
| Document Number | 001270/157 |
| Book / Page | 1270 / 157 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 5223188 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | TALON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 907 FRANKLIN ST, PETOSKEY, MI 49770-2913 |
| Document Number | 0005223189 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 5223189 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 6, 2025 |
| Property Address | 907 FRANKLIN ST, PETOSKEY, MI 49770-2913 |
| Document Number | 001267/492 |
| Book / Page | 1267 / 492 |
| Instrument Date | Feb 17, 2025 |
| Instrument | 5220519 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 907 FRANKLIN ST, PETOSKEY, MI 49770-2913 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Apr 25, 2025 |
| Property Address | 907 FRANKLIN ST, PETOSKEY, MI 49770-2913 |
| Document Number | 001266/652 |
| Book / Page | 1266 / 652 |
| Instrument Date | Feb 17, 2025 |
| Instrument | 5219680 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 907 FRANKLIN ST, PETOSKEY, MI 49770-2913 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,000 (-23.92%) Land $125,000 | $250,000 (-23.92%) Land $250,000 | |
| 2025 | $164,300 Land $164,300 | $328,600 Land $328,600 | |
| 2024 | $1,149.00 | ||
| 2023 | $116,600 Land $116,600 | $233,200 Land $233,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 907 Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 907 Franklin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures