910 E Franklin St, Spencer, IN 47460 Property Records

Owen County property record for 910 E Franklin St, Spencer, IN 47460

Property Summary

Property TypeRural Home
Details2 ba · 1,232 sqft · built 2000
Lot Size80 acres (3,487,849 sqft)
OwnerIndividual Name on Record
Last Sale$5,500 (Jul 2013)
Tax Bill$1,570 (2025)
Flood ZoneZone AE (high risk)
APN60-10-21-304-340.000-027

Property Details

APN / Parcel Number

Primary APN60-10-21-304-340.000-027
Alternative APN
  • 00001026930

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialMetal
Lot Area3,487,849 sqft (80 acres)

Exterior Amenities

PorchPorch
Porch Area336 sqft
Deck Area48 sqft
Patio Area48 sqft
Granary452 sqft
Lean-To1,856 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number00001026930
Street Address910 E FRANKLIN ST
CitySPENCER
StateIN
Zip47460-1871
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPT S 1/2 S21 T10 R3 80.07A
Legal Range3
Legal Township10
Legal Section21
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1022
Census Tract955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address910 E FRANKLIN ST, SPENCER, IN 47460-1871
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2013 · Amount on Record
Deed SaleJul 9, 2013 · Amount on Record
Deed Document Number20132476055
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,570.00 (-7.37%) Homeowner's exemption$189,900 (+16.5%) Land $108,000 Building $81,900$189,900 (+16.5%) Land $108,000 Building $81,900
2024$1,695.00 (-3.75%)
2023$1,761.00 (-3.77%)$163,000 Land $94,900 Building $68,100$163,000 Land $94,900 Building $68,100
2022$1,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force
Nearby Flood Claims15 (2003–2025)
Claims Outside the SFHA4 of 15
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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