Owen County property record for 851 E Franklin St, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,985 sqft · built 1952 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,868 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Jan 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-21-300-400.363-027 |
| Primary APN | 60-10-21-300-400.363-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,985 sqft Living Area |
| 1st Floor Area | 2,985 sqft |
| Basement Area | 1,656 sqft |
| Unfinished Basement | 1,656 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Stone |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 125,888 sqft (2.89 acres) |
| Garage Type | Mixed |
| Garage Area | 2,035 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001029693 |
|---|---|
| Street Address | 851 E FRANKLIN ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW SE S21 T10 R3 2.89A ***AEM INVESTMENTS LLC*** |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 21 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 955800 |
Source: Owen County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | SPENCER, IN 47460 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2023 | Agreement of Sale, Transfer |
| Jan 19, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 16, 2022 | Deed, Transfer |
| Nov 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 |
| Deed Sale | Jan 19, 2023 |
| Prior Sale | Nov 16, 2022 |
| Deed Document Number | 2023231928 |
| Prior Transfer Date | Jan 10, 2023 |
| Prior Transfer Doc | 0000231928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Mar 9, 2023 |
| Property Address | 851 E FRANKLIN ST, SPENCER, IN 47460-1890 |
| Document Number | 0000232385 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 232385 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1024 E GILLSIDE AVE, SPENCER, IN 47460 |
| Name | Verified Name |
|---|---|
| Address | 4320 ELLINGTON CT, SPENCER, IN 47460-7411 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Jan 19, 2023 |
| Property Address | 851 E FRANKLIN ST, SPENCER, IN 47460-1890 |
| Document Number | 0000231928 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 231928 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 230, SPENCER, IN 47460-0230 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Nov 16, 2022 |
| Property Address | 851 E FRANKLIN ST, SPENCER, IN 47460-1890 |
| Document Number | 0000231328 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 231328 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 230, SPENCER, IN 47460-0230 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Nov 16, 2022 |
| Property Address | 851 E FRANKLIN ST, SPENCER, IN 47460-1890 |
| Document Number | 0000231327 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 231327 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 230, SPENCER, IN 47460-0230 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,868.00 (+12.76%) | $455,600 (+34.91%) Land $47,000 Building $408,600 | $455,600 (+34.91%) Land $47,000 Building $408,600 |
| 2024 | $5,204.00 (+0.79%) | ||
| 2023 | $5,163.00 (+74.54%) | $337,700 Land $39,500 Building $298,200 | $337,700 Land $39,500 Building $298,200 |
| 2022 | $2,958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (2003–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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