910 Cumberland St, Decherd, TN 37324 Property Records

Franklin County property record for 910 Cumberland St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,778 sqft · built 1957
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,500 (Jun 2021)
Tax Bill	$1,146 (2022)
Deeds & Mortgages	Oct 2021 Transfer Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026056 00302`

Property Details

APN / Parcel Number

Primary APN	`026056 00302`
Alternative APN	`056 00302`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,778 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1982
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	200 ft deep x 181 ft wide
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	169 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	910 CUMBERLAND ST
City	DECHERD
State	TN
Zip	37324-3843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: R04
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1003
Census Tract	960401

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	453 UNITED CIR, JASPER, TN 37347-5950
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Intrafamily Transfer, Transfer
Jun 18, 2021	Warranty Deed, Transfer SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC
Nov 20, 2018	Quit Claim Deed, Transfer SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	20215409
Deed Book / Page	455 / 553
Last Transfer Date	Jul 30, 2021
Transfer Doc	0021008797
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Oct 4, 2021
Property Address	910 CUMBERLAND ST, DECHERD, TN 37324-3843
Document Number	0021008797
Book / Page	D0459 / 406
Instrument Date	Jul 30, 2021
Instrument	21008797
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 UNITED CIR, JASPER, TN 37347-5950

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 18, 2021
Property Address	910 CUMBERLAND ST, DECHERD, TN 37324-3843
Document Number	0021005409
Book / Page	D0455 / 553
Instrument Date	Jun 10, 2021
Instrument	21005409
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC

Transaction

Amount	Amount Recorded
Tax	$493.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 UNITED CIR, JASPER, TN 37347-5950

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Nov 20, 2018
Property Address	910 CUMBERLAND ST, DECHERD, TN 37324-3843
Document Number	0000007358
Book / Page	000432 / 000633
Instrument Date	Nov 20, 2018
Instrument	7358
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 1ST AVE SE WINCHESTER TN 373981542, WINCHESTER, TN 37398-1542

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 (-) Land $5,200 Building $38,800
2023		$44,000 (-) Land $5,200 Building $38,800
2022	$1,146.00	$44,000 Land $5,200 Building $38,800	$176,000 (-) Land $20,800 Building $155,200
2021			$176,000 Land $20,800 Building $155,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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