Franklin County property record for 808 Cumberland St, Decherd, TN 37324
| Property Type | Mobile Home |
|---|---|
| Details | 1,080 sqft · built 1998 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $339 (2022) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026056 00401 |
| Primary APN | 026056 00401 |
|---|---|
| Alternative APN |
|
| Building Area | 1,080 sqft Living Area |
|---|---|
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 200 ft deep x 93 ft wide |
| Garage Type | Detached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 808 CUMBERLAND ST |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-3774 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 20, COUNTY AREA: R04 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960401 |
808 Cumberland St, a mobile home, is owned and occupied by two individuals who acquired it in August 2011.
Source: Franklin County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 808 CUMBERLAND ST, DECHERD, TN 37324-3774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2011 |
| Deed Sale | Aug 30, 2011 |
| Deed Document Number | 0000380423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 808 CUMBERLAND ST, DECHERD, TN 37324-3774 |
| Document Number | 0000001425 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 808 CUMBERLAND ST DECHERD TN 373243774, DECHERD, TN 37324-3774 |
| Document Number | 0000001425 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 001246/000187 |
| Instrument | 1425 |
| Name | FIRSTBANK/W MI |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 8, 2023 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Decherd City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,050 Land $3,775 Building $9,275 | ||
| 2023 | $13,050 Land $3,775 Building $9,275 | ||
| 2022 | $339.00 | $52,200 Land $15,100 Building $37,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 808 Cumberland St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 808 Cumberland St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: United Communications.
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