Monmouth County and Spring Lake Heights Borough property record for 910 Central Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 668 sqft · built 1940 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,000 (Sep 1993) |
| Tax Bill | $7,838 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00009-0000-00279 |
| Primary APN | 48-00009-0000-00279 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 668 sqft Living Area |
| 1st Floor Area | 668 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 192 ft deep x 50 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Sewer | Connected |
|---|
| Account Number | 01090 |
|---|---|
| Street Address | 910 CENTRAL AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 9 |
| Legal Lot Number | 279 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 808901 |
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 910 CENTRAL AVE, SPRING LAKE, NJ 07762-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 27, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 1993 · Amount on File |
| Deed Sale | Sep 17, 1993 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 910 CENTRAL AVE, SPRING LAKE, NJ 07762-1921 |
| Document Number | 0000052455 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 910 CENTRAL AVE SPRING LAKE NJ 077621921, SPRING LAKE, NJ 07762-1921 |
| Document Number | 0000052455 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 009414/008196 |
| Instrument | 52455 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 910 CENTRAL AVE, SPRING LAKE, NJ 07762-1921 |
| Document Number | 0000017348 |
| Instrument Date | Jan 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 910 CENTRAL AVE SPRING LAKE NJ 077621921, SPRING LAKE, NJ 07762-1921 |
| Document Number | 0000017348 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 009273/009129 |
| Instrument | 17348 |
| Name | BANK OF AMERICA/IL |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $797,400 (+4.18%) Land $717,200 Building $80,200 | $797,400 (+4.18%) Land $717,200 Building $80,200 | |
| 2025 | $7,838.00 (+5.58%) | $765,400 (+22.74%) Land $685,900 Building $79,500 | $765,400 (+22.74%) Land $685,900 Building $79,500 |
| 2024 | $7,424.00 (+19.51%) | ||
| 2023 | $623,600 Land $547,400 Building $76,200 | $623,600 Land $547,400 Building $76,200 | |
| 2022 | $6,212.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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