Monmouth County and Spring Lake Heights Borough property record for 906 Central Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,073 sqft · built 1952 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $755,000 (Aug 2024) |
| Tax Bill | $7,773 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00009-0000-00281 |
| Primary APN | 48-00009-0000-00281 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Porch |
| Patio Area | 294 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 01110 |
|---|---|
| Street Address | 906 CENTRAL AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | OCEAN GARDENS |
| Legal Block | 9 |
| Legal Lot Number | 281 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 808901 |
906 Central Ave is owned and occupied by two individuals who bought it in August 2024.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 906 CENTRAL AVE, SPRING LAKE, NJ 07762-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 9, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on File |
| Deed Sale | Aug 12, 2024 · Amount on File |
| Prior Sale | Mar 8, 2010 · Amount on File |
| Deed Document Number | 202454583 |
| Deed Book / Page | 9699 / 6213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 906 CENTRAL AVE, SPRING LAKE, NJ 07762-1921 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0096787149 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 9678/7149 |
| Instrument | 2024012348 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 906 CENTRAL AVE, SPRING LAKE, NJ 07762-1921 |
| Document Number | 0000114875 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 906 CENTRAL AVE SPRING LAKE NJ 077621921, SPRING LAKE, NJ 07762-1921 |
| Document Number | 0000114875 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 009322/007966 |
| Instrument | 114875 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 906 Central Ave was $7,773, down 3.2% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $826,900 (+8.93%) Land $660,000 Building $166,900 | $826,900 (+8.93%) Land $660,000 Building $166,900 | |
| 2025 | $7,773.00 (-3.16%) | $759,100 Land $631,100 Building $128,000 | $759,100 Land $631,100 Building $128,000 |
| 2024 | $8,027.00 | ||
| 2023 | $657,300 Land $522,500 Building $134,800 | $657,300 Land $522,500 Building $134,800 | |
| 2022 | $6,173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 906 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 906 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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