910 Bowline Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 910 Bowline Dr, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,870 sqft · built 1977
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Tax Bill$6,484 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN33-40-21-00005-0000-00021.0

Property Details

APN / Parcel Number

Primary APN33-40-21-00005-0000-00021.0
Alternative APN
  • 98844

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,870 sqft Living Area
Gross Area2,494 sqft
1st Floor Area1,870 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1987
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions211 ft deep x 115 ft wide
View / LotInterior
Garage TypeAttached
Garage Area624 sqft

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area379 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address910 BOWLINE DR
CityVERO BEACH
StateFL
Zip32963-2903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionMOORINGS UNIT 4 LOT 21 PBI 8-72A
Legal Range40E
Legal Township33S
Legal Section21
Legal SubdivisionTHE MOORINGS UNIT 4
Legal Lot Number21
Legal Unit4
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2002
Census Tract50509

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address910 BOWLINE DR, VERO BEACH, FL 32963-2903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 14, 2011
Transfer Doc0024792007
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address910 BOWLINE DR, VERO BEACH, FL 32963-2903
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030261150
DateMay 23, 2017
Book Page3026/1150
Instrument3120170029071
Lender
NameHARBOR COMMUNITY BANK
TypeBank
AddressFORT PIERCE, FL 34982
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,484.00 (+10.88%) Homeowner's exemption$474,845 (+5.99%)$795,796 (+14.16%) Land $401,625 Building $394,171
2023$5,848.00 (+27.32%)$448,023 (+25.96%)$697,085 (+20.59%) Land $363,375 Building $333,710
2022$4,593.00$355,680$578,050 Land $363,375 Building $214,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies577 units insured
incl. 281 condo units
Nearby Flood Claims9 (2005–2025)
Claims Outside the SFHA7 of 9
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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