895 Bowline Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 895 Bowline Dr, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,953 sqft · built 2022
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$830,000 (Aug 2020)
Tax Bill	$33,667 (2025)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`33-40-21-00005-0000-00030.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-21-00005-0000-00030.0`
Alternative APN	`98852`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	210 Rooms
Stories	2 Stories
Building Area	3,953 sqft Living Area
1st Floor Area	3,686 sqft
2nd Floor Area	482 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	158 ft deep x 110 ft wide
Garage Area	661 sqft
Driveway	Driveway
Driveway Area	2,288 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	501 sqft
Deck Area	256 sqft
Patio Area	1,477 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	98852
Street Address	895 BOWLINE DR
City	VERO BEACH
State	FL
Zip	32963-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	MOORINGS UNIT 4 LOT 30 PBI 8-72A
Legal Range	40
Legal Township	33
Legal Section	21
Legal Subdivision	THE MOORINGS UNIT 4
Legal Lot Number	30
Legal Unit	4
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2002
Census Tract	50509

Owner

895 Bowline Dr is owned and occupied by an individual who bought it in August 2020.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	895 BOWLINE DR, VERO BEACH, FL 32963-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Deed Document Number	0003326183
Deed Book / Page	3326 / 183
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 5, 2020
Property Address	895 BOWLINE DR, VERO BEACH, FL 32963-2902
Document Number	0033260183
Book / Page	003326 / 000183
Instrument Date	Aug 5, 2020
Instrument	45367
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,810.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 BOWLINE DR VERO BEACH FL 329632902, VERO BEACH, FL 32963-2902

Tax Assessment & Valuation

The 2025 property tax bill for 895 Bowline Dr was $33,667.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,667.00	$2,409,730	$2,985,212 Land $1,487,500 Building $1,497,712
2023	$31,263.00 (+137.42%)	$2,273,609 (+132.59%)	$2,371,784 (+142.64%) Land $1,105,000 Building $1,266,784
2022	$13,168.00	$977,500 Land $977,500	$977,500 Land $977,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 895 Bowline Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	577 units insured incl. 281 condo units
Nearby Flood Claims	9 (2005–2025)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 Bowline Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fixed Wireless in parts of the area	100 / 20