910 Bay Breeze Ter, Largo, FL 33770 Property Records

Pinellas County property record for 910 Bay Breeze Ter, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 959 sqft · built 1956
Lot Size	0.244 acres (10,624 sqft)
Owner	Company Name on File
Last Sale	$305,000 (Mar 2023)
Tax Bill	$6,037 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-1439-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-1439-1`
Alternative APNs	`05-30-15-03330-004-0140` `301505033300040140` `153005033300040140` `R47246`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	959 sqft Living Area
Gross Area	1,791 sqft
1st Floor Area	959 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,624 sqft (0.244 acres)
Lot Dimensions	105 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	468 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R47246
Street Address	910 BAY BREEZE TER
City	LARGO
State	FL
Zip	33770-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY BREEZE ESTATES BLK D, LOT 14 & E 1/2 OF LOT 13
Legal Range	15E
Legal Township	30S
Legal Section	5
Legal Subdivision	BAY BREEZE ESTATES
Legal Tract	3330
Legal Block	D
Legal Lot Number	14,13
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1009
Census Tract	25207

Owner

910 Bay Breeze Ter is owned by a company that bought it in March 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	1230 S LAKE DR, CLEARWATER, FL 33756-4441
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Commercial Mortgage SUMMIT FUNDING INC
Mar 21, 2023	Deed, Transfer · Stand-Alone Second Mortgage KIAVI FUNDING INC
May 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Jun 18, 2014 · Amount on File
Deed Document Number	202372788
Deed Book / Page	22381 / 1386
Prior Transfer Date	Apr 21, 2020
Prior Transfer Doc	0209920742
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	910 BAY BREEZE TER, LARGO, FL 33770-4335
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 15TH AVENUE NORTHWEST, SAINT PETERSBURG, FL 33704-4446

Mortgage

Document Number	0227710001
Date	Apr 18, 2024
Book Page	22771/1
Instrument	2024098561

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 21, 2023
Property Address	910 BAY BREEZE TER, LARGO, FL 33770-4335
Document Number	0223811386
Book / Page	22381 / 1386
Map Reference	MB 36 PG 27
Instrument Date	Mar 17, 2023
Instrument	2023072788
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2391 SUMATRAN WAY APT 55, 55, CLEARWATER, FL 33763-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 S LAKE DR, CLEARWATER, FL 33756-4441

Mortgage

Document Number	0223811388
Date	Mar 21, 2023
Instrument	22381/1388

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 6, 2020
Property Address	910 BAY BREEZE TER, LARGO, FL 33770-4335
Document Number	0209920742
Book / Page	020992 / 000742
Instrument Date	Apr 21, 2020
Instrument	144827
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	910 BAY BREEZE TER LARGO FL 337704335, LARGO, FL 33770-4335

Tax Assessment & Valuation

The 2025 property tax bill for 910 Bay Breeze Ter was $6,037, down 1.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,037.00 (-1.57%)	$317,975 Land $167,814 Building $150,161	$317,975 Land $167,814 Building $150,161
2024	$6,133.00 (+425.99%)
2023	$1,166.00 (+4.57%) Homeowner's exemption	$103,812 (+3%)	$295,258 (+29.01%) Land $210,182 Building $85,076
2022	$1,115.00 Homeowner's exemption	$100,788	$228,866 Land $193,593 Building $35,273

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 Bay Breeze Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	26 of 78
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 9 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 910 Bay Breeze Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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