902 Bay Breeze Ter, Largo, FL 33770 Property Records

Pinellas County property record for 902 Bay Breeze Ter, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,005 sqft · built 1956
Lot Size	0.159 acres (6,909 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jan 2024)
Tax Bill	$5,779 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-1441-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-1441-7`
Alternative APNs	`05-30-15-03330-004-0160` `301505033300040160` `153005033300040160` `R47248`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,005 sqft Living Area
Gross Area	1,585 sqft
1st Floor Area	1,005 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,909 sqft (0.159 acres)
Lot Dimensions	105 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	409 sqft
Deck Area	100 sqft
Patio Area	68 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R47248
Street Address	902 BAY BREEZE TER
City	LARGO
State	FL
Zip	33770-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY BREEZE ESTATES BLK D, LOT 16
Legal Range	15E
Legal Township	30S
Legal Section	5
Legal Subdivision	BAY BREEZE ESTATES
Legal Tract	3330
Legal Block	D
Legal Lot Number	16
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1009
Census Tract	25207

Owner

902 Bay Breeze Ter is owned and occupied by an individual who bought it in January 2024.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	902 BAY BREEZE TER, LARGO, FL 33770-4335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Jan 19, 2024	Warranty Deed, Transfer BAKERS TITLE, BANKERS TITLE
Aug 18, 2021	Warranty Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2024 · Amount on File
Deed Sale	Jan 19, 2024 · Amount on File
Prior Sale	Aug 18, 2021 · Amount on File
Deed Document Number	202415329
Deed Book / Page	22682 / 1472
Prior Transfer Date	Jul 17, 2014
Prior Transfer Doc	0184712474
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	902 BAY BREEZE TER, LARGO, FL 33770-4335
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BAY BREEZE TER, LARGO, FL 33770-4335

Mortgage

Document Number	0227692384
Date	Apr 17, 2024
Book Page	22769/2384
Instrument	2024097527

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 2, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 19, 2024
Property Address	902 BAY BREEZE TER, LARGO, FL 33770-4335
Document Number	0226821472
Book / Page	22682 / 1472
Map Reference	MB 36 PG 27
Instrument Date	Jan 18, 2024
Instrument	2024015329
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	BAKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8628 117TH WAY, SEMINOLE, FL 33772-3517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BAY BREEZE TER, LARGO, FL 33770-4335

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 18, 2021
Property Address	902 BAY BREEZE TER, LARGO, FL 33770-4335
Document Number	0216762449
Book / Page	21676 / 2449
Map Reference	MB 36 PG 27
Instrument Date	Aug 16, 2021
Instrument	2021271752
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	TITLE EXCHANGE OF PINELLAS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 BAY BREEZE TER, 902, LARGO, FL 33770-4335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BAY BREEZE TER, LARGO, FL 33770-4335

Mortgage

Document Number	216762450
Date	Aug 18, 2021
Instrument	21676/2450

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 902 Bay Breeze Ter was $5,779, up 23.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,779.00 (+23.91%)	$304,383 Land $122,790 Building $181,593	$304,383 Land $122,790 Building $181,593
2024	$4,664.00 (+1.39%)
2023	$4,600.00 (+19.48%) Homeowner's exemption	$285,438 (+16.74%)	$311,086 (+27.23%) Land $159,634 Building $151,452
2022	$3,850.00 Homeowner's exemption	$244,511	$244,511 Land $149,636 Building $94,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Bay Breeze Ter in Zone X, an area of minimal flood risk, though there have been 78 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	26 of 78
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 9 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 902 Bay Breeze Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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