910 41st Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 910 41st Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,798 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Jul 2024)
Tax Bill	$3,956 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`58.609.0040`

Property Details

APN / Parcel Number

Primary APN	`58.609.0040`

Exterior

Lot Area	4,798 sqft (0.11 acres)

Location & Zoning

Street Address	910 41ST AVE S
City	MOORHEAD
State	MN
Zip	56560-7438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SKIES 2ND ADD LOT 004 BLOCK 001 SUBDIVISIONCD 58609
Legal Range	48
Legal Township	139
Legal Section	29
Legal Subdivision	PRAIRIE SKIES 2ND ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2001
Census Tract	30110

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	910 41ST AVE S, MOORHEAD, MN 56560-7438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage VALLEY MORTGAGE
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CU
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Oct 6, 2022 · Amount on Record
Deed Document Number	20241675250
Prior Transfer Date	Jun 22, 2015
Prior Transfer Doc	0000749196
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Oct 11, 2022
Property Address	910 41ST AVE S, MOORHEAD, MN 56560-7438
Document Number	0000833006
Instrument Date	Oct 6, 2022
Instrument	833006
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$824.18
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 41ST AVE S, MOORHEAD, MN 56560-7438

Mortgage

Document Number	0000833007
Date	Oct 11, 2022
Instrument	833007

Lender

Name	VALLEY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	910 41ST AVE S, MOORHEAD, MN 56560-7438
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000813456
Date	Mar 19, 2021
Instrument	813456

Lender

Name	CAPITAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2022

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	910 41ST AVE S, MOORHEAD, MN 56560-7438
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000813455
Date	Mar 19, 2021
Instrument	813455

Lender

Name	CAPITAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,956.00 (+19.23%) Homeowner's exemption	$262,200 (+4.46%) Land $26,400 Building $235,800	$262,200 (+4.46%) Land $26,400 Building $235,800
2025		$251,000 (+10.38%) Land $24,700 Building $226,300	$251,000 (+10.38%) Land $24,700 Building $226,300
2023	$3,318.00 Homeowner's exemption	$227,400 Land $24,700 Building $202,700	$227,400 Land $24,700 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: CenturyLink, Otter Tail Telecom, Verizon.

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