906 41st Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 906 41st Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.111 acres (4,858 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Aug 2015)
Tax Bill	$4,306 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`58.609.0020`

Property Details

APN / Parcel Number

Primary APN	`58.609.0020`

Exterior

Lot Area	4,858 sqft (0.111 acres)

Location & Zoning

Street Address	906 41ST AVE S
City	MOORHEAD
State	MN
Zip	56560-7438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SKIES 2ND ADD LOT 002 BLOCK 001 SUBDIVISIONCD 58609
Legal Range	48
Legal Township	139
Legal Section	29
Legal Subdivision	PRAIRIE SKIES 2ND ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2001
Census Tract	30110

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1630 ROUND HILL DR S, FARGO, ND 58104-7901
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Feb 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Feb 19, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2015 · Amount on Record
Deed Sale	Aug 19, 2015 · Amount on Record
Prior Sale	Jan 12, 2011 · Amount on Record
Deed Document Number	2015748479
Last Transfer Date	Feb 18, 2021
Transfer Doc	0000812304
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	906 41ST AVE S, MOORHEAD, MN 56560-7438
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000835777
Date	Feb 2, 2023
Instrument	835777

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 2, 2028

Interest

Rate Type	Adjustable Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	906 41ST AVE S, MOORHEAD, MN 56560-7438
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000835779
Date	Feb 2, 2023
Instrument	835779

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 16, 2033

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	906 41ST AVE S, MOORHEAD, MN 56560-7438
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000815771
Date	May 12, 2021
Instrument	815771

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 8, 2031

Interest

Rate Type	Fixed Rate

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Feb 19, 2021
Property Address	906 41ST AVE S, MOORHEAD, MN 56560-7438
Document Number	0000812304
Instrument Date	Feb 18, 2021
Instrument	812304
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 ROUND HILL DR S, FARGO, ND 58104-7901

Mortgage

Document Number	0000812305
Date	Feb 19, 2021
Instrument	812305

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,306.00 (+3.16%)	$262,900 (+4.45%) Land $26,400 Building $236,500	$262,900 (+4.45%) Land $26,400 Building $236,500
2025		$251,700 (+10.69%) Land $24,700 Building $227,000	$251,700 (+10.69%) Land $24,700 Building $227,000
2023	$4,174.00	$227,400 Land $24,700 Building $202,700	$227,400 Land $24,700 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: CenturyLink, Otter Tail Telecom, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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