910 3rd St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 910 3rd St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1958
Square Footage	1,029 sqft Living Area
Lot Size	7,013 sqft (0.161 acres)
Garage	Carport, 339 sqft
Occupancy	Owner Occupied
Last Sale	$100 (2016)
Tax Bill	$1,689.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0431-0035`
Alternative APNs	`263001000104310035` `80281`

Interior

Full Baths	1 Baths
Building Area	1,029 sqft Living Area
Gross Area	1,645 sqft Gross Area
1st Floor	1,029 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,013 sqft (0.161 acres)
Depth X Width	100 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	339 sqft Garage
Carport	Carport
Carport Area	339 sqft Carport
Porch Area	232 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	910 3RD ST
City	SAINT CLOUD
State	FL
Zip	34769-2329
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADDN PB B PG 61-62 BLK 431 W 70 FT LOT 3
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	431
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3007
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0431-0035

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	910 3RD ST, SAINT CLOUD, FL 34769-2329
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2016 · Amount on Record
Deed Sale	Apr 01, 2016 · Amount on Record
Deed Book / Page	4967 / 257
Last Transfer Date	Apr 20, 2016
Transfer Doc	0049670257
Record Refreshed	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	910 3RD ST, SAINT CLOUD, FL 34769-2329
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057490481
Date	Jul 06, 2020
Book Page	5749/481
Instrument	2020086338

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,813.00 (+7.34%) Homeowner's exemption Veteran's exemption	$144,408 (+14.2%)	$220,600 (+15.98%) Land $54,000 Building $166,600
2024	$1,689.00 (+10.9%)
2023	$1,523.00 (+35.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$126,452 (+34.35%)	$190,200 (+18.43%) Land $49,500 Building $140,700
2022	$1,125.00 Homeowner's exemption	$94,124	$160,600 Land $45,000 Building $115,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.