Osceola County property record for 2100 3rd St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,470 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $166,000 (2017) |
| Tax Bill | $1,942.00 (2025) |
| Primary APN | 81586 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,470 sqft Heated Area |
| Gross Area | 1,560 sqft Gross Area |
| 1st Floor | 1,300 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 125 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 600 sqft Garage |
| Fence | Fence |
| Porch | Enclosed Porch |
| Porch Area | 170 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 81586 |
|---|---|
| Street Address | 2100 3RD ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2204 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNNY ACRES PB 2 PG 52 LOT 61 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 33 |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 43400 |
Source: Osceola County records · APN 81586
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2100 3RD ST, SAINT CLOUD, FL 34769-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 09, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQ LLC |
| Jul 21, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage BROKER SOLUTIONS INC |
| Apr 10, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Prior Sale | Feb 13, 2013 |
| Deed Doc Number | 2017053541 |
| Deed Book / Page | 5129 / 2935 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2100 3RD ST, SAINT CLOUD, FL 34769-2204 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2100 3RD ST, SAINT CLOUD, FL 34769-2204 |
| Document Number | 0065310685 |
|---|---|
| Date | Jan 09, 2024 |
| Book Page | 6531/685 |
| Instrument | 2024003291 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2100 3RD ST, SAINT CLOUD, FL 34769-2204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0057582228 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 5758/2228 |
| Instrument | 2020094946 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 10, 2017 |
| Property Address | 2100 3RD ST, SAINT CLOUD, FL 34769-2204 |
| Document Number | 0051292935 |
| Book / Page | 005129 / 002935 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 53541 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2100 3RD ST ST CLOUD FL 347692204, ST CLOUD, FL 34769-2204 |
| Document Number | 51292936 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 005129/002936 |
| Instrument | 53542 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,942.00 (+2.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $156,410 (+5.99%) | $270,800 (+13.31%) Land $60,000 Building $210,800 |
| 2023 | $1,898.00 (+4.17%) Homeowner's exemption | $147,575 (+3%) | $239,000 (+17.21%) Land $55,000 Building $184,000 |
| 2022 | $1,822.00 Homeowner's exemption | $143,277 | $203,900 Land $50,000 Building $153,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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