Allegan County property record for 910 20th St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,168 sqft · built 1920 |
| Lot Size | 7.04 acres (306,793 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,235 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-008-001-10 |
| Primary APN | 17-008-001-10 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,168 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 306,793 sqft (7.04 acres) |
| Lot Dimensions | 626 ft deep x 490 ft wide |
| Garage Area | 1,176 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 910 20TH ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | S 495' OF E 780' OF E 1/2 NE 1/4 EXC N 165' OF W 412' THEREOF SEC 8 T1N R12W |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 08 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 31800 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 910 20TH ST, OTSEGO, MI 49078-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 1988 |
| Deed Sale | May 4, 1988 |
| Deed Document Number | 19881 |
| Last Transfer Date | Mar 6, 2014 |
| Transfer Doc | 3834/345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 910 20TH ST, OTSEGO, MI 49078-9739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Name | Verified Name |
|---|
| Document Number | 4320/475 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 4320/475 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Mar 1, 2026 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Allegan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,300 (+2.03%) Land $25,300 Building $161,000 | $372,600 (+2.03%) Land $50,600 Building $322,000 | |
| 2025 | $3,235.00 (+2.6%) Homeowner's exemption | $182,600 (+31.46%) Land $24,000 Building $158,600 | $365,200 (+31.46%) Land $48,000 Building $317,200 |
| 2024 | $3,153.00 (+18.58%) | ||
| 2023 | $138,900 Land $21,600 Building $117,300 | $277,800 Land $43,200 Building $234,600 | |
| 2022 | $2,659.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures