Allegan County property record for 868 20th St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,480 sqft · built 1993 |
| Lot Size | 20.3 acres (885,488 sqft) |
| Owner | Trust Name on File |
| Last Sale | $21,000 (Apr 1993) |
| Tax Bill | $3,513 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-008-009-00 |
| Primary APN | 17-008-009-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 1,480 sqft |
| Unfinished Basement | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 885,488 sqft (20.3 acres) |
| Lot Dimensions | 1,311 ft deep x 675 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 868 20TH ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | S 1/2 NE 1/4 SE 1/4 SEC 8 T1N R12W. |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 08 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 31800 |
868 20th St is owner-occupied and held in a trust since February 2015.
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 868 20TH ST, OTSEGO, MI 49078-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1993 · Amount on File |
| Deed Sale | Apr 1, 1993 · Amount on File |
| Prior Sale | Nov 1, 1989 · Amount on File |
| Last Transfer Date | Feb 20, 2015 |
| Transfer Doc | 3905/128 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 868 20th St was $3,513 with a homeowner's exemption, up 2.6% from the year before.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,200 (+2.1%) Land $57,600 Building $141,600 | $398,400 (+2.1%) Land $115,200 Building $283,200 | |
| 2025 | $3,513.00 (+2.6%) Homeowner's exemption | $195,100 Land $54,600 Building $140,500 | $390,200 Land $109,200 Building $281,000 |
| 2024 | $3,424.00 | ||
| 2023 | $144,400 Land $42,800 Building $101,600 | $288,800 Land $85,600 Building $203,200 | |
| 2022 | $2,887.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 868 20th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 868 20th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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